Fayette County, AL: Foreclosures, Tax Liens & Distressed Properties
Fayette County, AL, Alabama: 10 ZIP codes scored, Fayette County, AL averaging 20/100 (low, Fayette, AL), from 14 to 27. Fayette County, AL is in its expansion phase (Fayette, AL confidence 34/100): Fayette, AL home prices up 5.0% (Fayette, AL) over twelve months. Fayette County, AL lender headwind: 40/100.
Highest-scoring Fayette County, AL ZIPs: 35563 (27/100), 35546 (26/100), 35594 (26/100), 35554 (20/100), 35555 (20/100), 35549 (19/100). Also scored in Fayette County, AL: 35574, 35542, 35545, 35559.
Across Fayette County, AL's scored ZIPs: median home value $118,200, household income $51,023, 19.9% vacancy, 17.4% poverty, 78% owner-occupied, median age 42.8.
Fayette County, AL insurance distress 37/100 (#1,372 in the US); FEMA hazard 73/100 for Fayette, AL; 2 federal disaster declarations in Fayette County, AL since 2023 (2 hurricane); Fayette, AL construction distress 23/100.
4 banks with 6 branches lend in Fayette County, AL; Fayette, AL weighted bank stress 62/100, highest 83/100 in Fayette, AL.
Fayette County, AL unemployment 3.6% (Fayette, AL -0.1 pts, six months); Fayette, AL home prices +5.5% a year (Fayette, AL) over three years.
7,810 housing units in Fayette County, AL; 1,320 Fayette, AL renter households; 36% of Fayette, AL renters spend 30%+ of income on rent, 23% (Fayette, AL) half or more.
Fayette County, AL ranks #320 nationally on the opportunity index (Fayette, AL, among all ranked counties); Fayette, AL scores 34.5/100 and Fayette, AL sits #11 inside Alabama. Fayette, AL is in the peak_opportunity opportunity phase; Fayette, AL's primary driver is vacancy, Fayette, AL second driver bank institutional; Fayette, AL moved up 55 places. 1 short-sale listings across Fayette, AL; 89 days on market observed in Fayette, AL; 22.9% vacancy over 10 Fayette, AL ZIPs.
No CFPB county sample covers Fayette County, AL. The non-metro area reading for Fayette, AL: 1.6% ninety-plus days late; Fayette, AL's thirty-to-eighty-nine share is 4.7% (Fayette, AL, December 2025 data); Alabama overall 1.1%.
Fayette County, AL has 3 watched banks; 3 Fayette, AL banks sit in an elevated band. Fayette, AL footprints: Regions Bank (2 branches, stress 57) in Fayette, AL; State Bank&Trust (1 branch, stress 83) in Fayette, AL; West Alabama Bank&Trust (1 branch, stress 63) in Fayette, AL.
HUD lists 3 assisted multifamily properties in Fayette County, AL with 40 units; 37 Fayette, AL units are assisted, 1 Fayette, AL properties under project-based Section 8.
1,555 of the 7,810 housing units in Fayette, AL sit vacant.