Hancock Whitney Bank (FDIC #12441): Bank Stress & Real-Estate Credit Exposure
Hancock Whitney Bank (FDIC Cert #12441): bank stress 64/100, elevated, STABLE over 7 days; parent HANCOCK WHITNEY CORP (HWC).
Hancock Whitney Bank (#12441) lends in 62 counties across 5 states; Hancock Whitney Bank (#12441) reaches 1,300 ZIP codes: Louisiana 25 counties, 305 ZIPs; Florida 13 counties, 321 ZIPs; Texas 12 counties, 533 ZIPs; Mississippi 8 counties, 59 ZIPs; Alabama 4 counties, 82 ZIPs.
Hancock Whitney Bank (#12441) largest markets: Harris County, TX (572 branches, 143 ZIPs) (#12441), Dallas County, TX (190 branches, 95 ZIPs) (#12441), Bexar County, TX (78 branches, 78 ZIPs) (#12441), Travis County, TX (63 branches, 63 ZIPs) (#12441), Hillsborough County, FL (116 branches, 58 ZIPs) (#12441), Pinellas County, FL (240 branches, 48 ZIPs) (#12441).
Hancock Whitney Bank (#12441) reports $36.33 billion in total assets; Hancock Whitney Bank (#12441) equity $4.34 billion (12.0% of Hancock Whitney Bank (#12441) assets); Hancock Whitney Bank (#12441) domestic deposits $29.88 billion; Hancock Whitney Bank (#12441) net income $180.0 million; Hancock Whitney Bank (#12441) return on assets 1.01%; Hancock Whitney Bank (#12441) return on equity 8.29%; Hancock Whitney Bank (#12441) net interest income $583.6 million; Hancock Whitney Bank (#12441) call report June 30, 2026.
Hancock Whitney Bank (#12441) noncurrent real-estate loans 0.01% of its book; Hancock Whitney Bank (#12441) residential -0.01%; Hancock Whitney Bank (#12441) net charge-offs on real estate 0.61%; Hancock Whitney Bank (#12441) commercial charge-offs 0.03%; Hancock Whitney Bank (#12441) multifamily charge-offs 0.11%; Hancock Whitney Bank (#12441) residential charge-offs 0.33%.
Hancock Whitney Bank (#12441) net interest margin 3.63% against an eight-quarter Hancock Whitney Bank (#12441) average of 3.52% (Hancock Whitney Bank (#12441) compression -0.11 points); Hancock Whitney Bank (#12441) real-estate loans 0.7% of equity; Hancock Whitney Bank (#12441) commercial real estate 2.7% of equity; Hancock Whitney Bank (#12441) non-residential real estate 32.5% of equity; Hancock Whitney Bank (#12441) rate-exposure score 40/100, Hancock Whitney Bank (#12441) fixed-rate trap 40/100; Hancock Whitney Bank (#12441) risk type credit driven; Hancock Whitney Bank (#12441) rate regime rates elevated; Hancock Whitney Bank (#12441) shares 7.9% below the 52-week high, Hancock Whitney Bank (#12441) equity trend weakening, Hancock Whitney Bank (#12441) snapshot October 20, 2026.
Hancock Whitney Bank (#12441) stress score moved from 69.5 on June 22, 2026 to 63.5 on October 20, 2026; Hancock Whitney Bank (#12441) ranged 63.5 to 69.5 over 117 snapshots.
Hancock Whitney Bank (#12441) alerts: 38 counties; top Hancock Whitney Bank (#12441) alert scores: Prentiss County, MS 28 (low); Austin County, MS 21 (low); Beaumont County, MS 21 (low); Belle Chasse County, MS 21 (low); Bradenton Beach County, MS 21 (low).