Merchants&Farmers Bk Greene (FDIC #855): Bank Stress & Real-Estate Credit Exposure
Merchants&Farmers Bk Greene (FDIC Cert #855): bank stress 72/100, elevated, STABLE over 7 days; parent MERCHANTS&FARMERS BANCSHARES.
Merchants&Farmers Bk Greene (#855) lends in 3 counties across 1 state; Merchants&Farmers Bk Greene (#855) reaches 36 ZIP codes: Alabama 3 counties, 36 ZIPs.
Merchants&Farmers Bk Greene (#855) largest markets: Marengo County, AL (16 branches, 16 ZIPs) (#855), Autauga County, AL (11 branches, 11 ZIPs) (#855), Greene County, AL (9 branches, 9 ZIPs) (#855).
Merchants&Farmers Bk Greene (#855) reports $135.9 million in total assets; Merchants&Farmers Bk Greene (#855) equity $14.7 million (10.8% of Merchants&Farmers Bk Greene (#855) assets); Merchants&Farmers Bk Greene (#855) domestic deposits $120.4 million; Merchants&Farmers Bk Greene (#855) net income $516,000; Merchants&Farmers Bk Greene (#855) return on assets 0.77%; Merchants&Farmers Bk Greene (#855) return on equity 7.14%; Merchants&Farmers Bk Greene (#855) net interest income $2.2 million; Merchants&Farmers Bk Greene (#855) call report June 30, 2026.
Merchants&Farmers Bk Greene (#855) noncurrent real-estate loans: none reported; Merchants&Farmers Bk Greene (#855) net charge-offs on real estate 3.08%; Merchants&Farmers Bk Greene (#855) residential charge-offs 1.42%.
Merchants&Farmers Bk Greene (#855) net interest margin 3.45% against an eight-quarter Merchants&Farmers Bk Greene (#855) average of 3.76% (Merchants&Farmers Bk Greene (#855) compression 0.31 points); Merchants&Farmers Bk Greene (#855) non-residential real estate 141.9% of equity; Merchants&Farmers Bk Greene (#855) rate-exposure score 40/100, Merchants&Farmers Bk Greene (#855) fixed-rate trap 40/100; Merchants&Farmers Bk Greene (#855) risk type credit driven; Merchants&Farmers Bk Greene (#855) rate regime rates elevated, Merchants&Farmers Bk Greene (#855) snapshot October 19, 2026.
Merchants&Farmers Bk Greene (#855) stress score moved from 67.3 on June 22, 2026 to 72.3 on October 19, 2026; Merchants&Farmers Bk Greene (#855) ranged 67.3 to 72.3 over 116 snapshots.
Merchants&Farmers Bk Greene (#855) alerts: 3 counties; top Merchants&Farmers Bk Greene (#855) alert scores: Demopolis County, AL 24 (low); Eutaw County, AL 24 (low); Prattville County, AL 24 (low).