Trustmark Bank (FDIC #4988): Bank Stress & Real-Estate Credit Exposure
Trustmark Bank (FDIC Cert #4988): bank stress 58/100, moderate, STABLE over 7 days; parent TRUSTMARK CORP (TRMK).
Trustmark Bank (#4988) lends in 57 counties across 5 states; Trustmark Bank (#4988) reaches 868 ZIP codes: Mississippi 29 counties, 230 ZIPs; Alabama 18 counties, 333 ZIPs; Texas 4 counties, 195 ZIPs; Florida 4 counties, 57 ZIPs; Tennessee 2 counties, 53 ZIPs.
Trustmark Bank (#4988) largest markets: Harris County, TX (1,144 branches, 143 ZIPs) (#4988), Jefferson County, AL (192 branches, 64 ZIPs) (#4988), Shelby County, TN (492 branches, 41 ZIPs) (#4988), Mobile County, AL (234 branches, 39 ZIPs) (#4988), Fort Bend County, TX (70 branches, 35 ZIPs) (#4988), Montgomery County, AL (84 branches, 28 ZIPs) (#4988).
Trustmark Bank (#4988) reports $19.19 billion in total assets; Trustmark Bank (#4988) equity $2.23 billion (11.6% of Trustmark Bank (#4988) assets); Trustmark Bank (#4988) domestic deposits $16.22 billion; Trustmark Bank (#4988) net income $126.5 million; Trustmark Bank (#4988) return on assets 1.33%; Trustmark Bank (#4988) return on equity 11.39%; Trustmark Bank (#4988) net interest income $333.3 million; Trustmark Bank (#4988) call report June 30, 2026.
Trustmark Bank (#4988) noncurrent real-estate loans 0.14% of its book; Trustmark Bank (#4988) residential -0.02%; Trustmark Bank (#4988) net charge-offs on real estate 1.42%; Trustmark Bank (#4988) residential charge-offs 0.33%.
Trustmark Bank (#4988) net interest margin 3.84% against an eight-quarter Trustmark Bank (#4988) average of 3.72% (Trustmark Bank (#4988) compression -0.11 points); Trustmark Bank (#4988) real-estate loans 13.9% of equity; Trustmark Bank (#4988) non-residential real estate 32.9% of equity; Trustmark Bank (#4988) rate-exposure score 40/100, Trustmark Bank (#4988) fixed-rate trap 40/100; Trustmark Bank (#4988) risk type market signal; Trustmark Bank (#4988) rate regime rates elevated; Trustmark Bank (#4988) shares 7.0% below the 52-week high, Trustmark Bank (#4988) equity trend weakening, Trustmark Bank (#4988) snapshot October 20, 2026.
Trustmark Bank (#4988) stress score moved from 58 on June 22, 2026 to 58.2 on October 20, 2026; Trustmark Bank (#4988) ranged 58 to 58.2 over 117 snapshots.
Trustmark Bank (#4988) alerts: 40 counties; top Trustmark Bank (#4988) alert scores: Jackson County, MS 47 (moderate); Montgomery County, MS 42 (moderate); Madison County, MS 34 (low); Birmingham County, MS 20 (low); Brewton County, MS 20 (low).