Smith County, MS: Foreclosures, Tax Liens & Distressed Properties

Smith County, MS, Mississippi: 15 ZIP codes scored, Smith County, MS averaging 16/100 (low, Smith, MS), from 11 to 23. Smith County, MS is in its peak phase (Smith, MS confidence 28/100): Smith, MS home prices up 3.8% (Smith, MS) over twelve months. Smith County, MS lender headwind: 9/100.

Highest-scoring Smith County, MS ZIPs: 39168 (23/100), 39074 (22/100), 39092 (21/100), 39042 (19/100), 39152 (18/100), 39117 (17/100). Also scored in Smith County, MS: 39336, 39422, 39338, 39119, 39481, 39114, 39111, 39116, 39153.

Across Smith County, MS's scored ZIPs: median home value $113,814, household income $63,313, 17.6% vacancy, 16.9% poverty, 82% owner-occupied, median age 40.1.

Smith County, MS insurance distress 21/100 (#2,164 in the US); FEMA hazard 40/100 for Smith, MS; 6 federal disaster declarations in Smith County, MS since 2023; Smith, MS construction distress 33/100.

3 banks with 4 branches lend in Smith County, MS; Smith, MS weighted bank stress 62/100, highest 74/100 in Smith, MS.

Smith County, MS unemployment 3.0% (Smith, MS -1.2 pts, six months).

6,714 housing units in Smith County, MS; 737 Smith, MS renter households; 25% of Smith, MS renters spend 30%+ of income on rent, 5% (Smith, MS) half or more.

Smith County, MS ranks #313 nationally on the opportunity index (Smith, MS, among all ranked counties); Smith, MS scores 34.6/100 and Smith, MS sits #9 inside Mississippi. Smith, MS is in the peak_opportunity opportunity phase; Smith, MS's primary driver is vacancy, Smith, MS second driver bank institutional; Smith, MS moved up 416 places. 3 short-sale listings across Smith, MS; 56 days on market observed in Smith, MS; 17.9% vacancy over 15 Smith, MS ZIPs.

No CFPB county sample covers Smith County, MS. The non-metro area reading for Smith, MS: 1.8% ninety-plus days late; Smith, MS's thirty-to-eighty-nine share is 5.9% (Smith, MS, December 2025 data); Mississippi overall 1.8%.

Smith County, MS has 3 watched banks; 3 Smith, MS banks sit in an elevated band. Smith, MS footprints: Trustmark Bank (2 branches, stress 58) in Smith, MS; Community Bank Of Ms (1 branch, stress 74) in Smith, MS; Bankfirst Financial Services (1 branch, stress 57) in Smith, MS.

1,122 of the 6,714 housing units in Smith, MS sit vacant.