Smith County, MS: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Smith County, Mississippi carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. The county's ZIP scores run from 11 up to 22/100. DLRadar scores 15 ZIPs here, with a mean composite of 16/100. County-level credit and bank headwind reads 9/100 — low.

The peak-phase county posted home values that rose 3.8% over twelve months, a 28/100-confidence read. This late in the run, broad sweeps stop paying with opportunity concentrated by ZIP.

With Smith County flat at +3.8% YoY (28/100 confidence), the discount lives in outliers well beyond the county average. Lender stress at 9/100 (low) puts the live signals on tax delinquency, probate and liens.

By composite, 39074 (22/100), 39168 (22/100), 39092 (21/100), 39042 (19/100), 39152 (19/100), 39336 (17/100) top the county — tap any ZIP to go deeper. Other tracked Smith County ZIPs include 39422, 39117, 39338, 39481, 39114, 39119, 39111, 39116, 39153.

On the housing-and-income side, the Smith County ZIPs on file report a median household income near $63,313 (below the US norm), a 16.9% poverty rate, 17.6% of units sitting vacant, a median age of 40.1, 82% of homes owner-occupied, home values averaging roughly $113,814, below the US. Read together, they drive both the distress on offer and the exit velocity.

Smith County, Mississippi's 16/100 average over 15 ZIPs says distress here is parcel-specific and not a county-wide play. Unlock Smith County to see every parcel's owner, mailing address, APN, a parcel-level score plus bank exposure and liquidity read.

No county is too small to score: Smith County, Mississippi runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Smith County's numbers mean exactly what they mean anywhere else in Mississippi.

Used properly, Smith County, Mississippi's scores are a triage layer: they rank where motivated sellers cluster so acquisition spend goes to the ZIPs that convert rather than across Smith County as a whole. All Smith County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

At the ZIP level, the sharpest readings in Smith County are 39074 (22/100), 39168 (22/100), 39092 (21/100), 39042 (19/100), 39152 (19/100), 39336 (17/100). DLRadar also scores 39422, 39117, 39338, 39481, 39114, 39119, 39111, 39116 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

Under Smith County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.