ZIP 39074 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 39074 (Scott County, Mississippi) lands at 22/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (65/100)). Structural risk reads 50/100 against active distress of 6/100. The pressure is most legible in construction/permit lag (50/100), structural risk (50/100), institutional ownership (46/100). On the quiet end sit mortgage stress (21/100).

The peak-phase market in 39074 posted values that rose 2.3% over the year, 1.8% off the recent peak, and 26% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $46,890 — below the roughly $78,000 national figure. Home values center near $107,200, an affordability ratio of 2.5× — accessible. Vacancy runs 19.2%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 6,142 housing units. About 14% have a four-year degree. About 14,423 people live here, median age 37. 22.1% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 31/100. Rent burden reaches 32% of tenant households. Owners hold 67% of homes, renters 33%.

On the whole, 39074 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 39074's 22/100 can be lined up against any neighbor in Scott County, Mississippi or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 39074 reflects the current record instead of a stale or modeled snapshot.

Behind 39074's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 39074 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.