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ZIP 39365 Foreclosure, Tax-Lien & Distress Report

Neshoba County, Mississippi · High Vacancy market

Composite property distress in 39365 (Neshoba County, Mississippi) lands at 22/100 — low on DLRadar's public-record scoring. What sets it apart are the readings on construction/permit lag (100/100), structural risk (49/100), institutional ownership (25/100). institutional ownership (25/100) and mortgage stress (13/100) stay muted. Structural exposure scores 49 and live distress 4 on the 0–100 scale.

The market reads peak — home values rose 3.8% year on year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 20.6%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 76% owner-occupied to 24% rented. About 7,976 people live here, median age 39. DLRadar's demographic-stress index for the area reads 28/100. Educational attainment sits at 12% bachelor's-or-above. The poverty rate is 23.2% — high, a tax-stress and distress correlate. Home values center near $99,400, an affordability ratio of 1.8× — accessible. Around 26% of renters are cost-burdened. There are about 3,537 housing units across 39365. At $55,028, median income runs below typical U.S. levels.

Net-net, 39365 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 39365 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. 39365 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 39365's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 39365 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

22/100
Composite stress
49/100
Structural risk
4/100
Distress activity

ZIP 39365 distress signals, scored

Foreclosure activity0
Mortgage stress13
Climate / FEMA risk52
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 39365 Stress Report snapshot

The live 39365 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in Neshoba County

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Additional distress intelligence spanning Neshoba County, Mississippi by ZIP, county and state.

The complete 39365 distress and acquisition report

Get every distressed property in 39365 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology

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