ZIP 39145 Property Distress & Foreclosure Data

In Rankin County, Mississippi, ZIP 39145 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (85/100). Its standout signals are structural risk (46/100), institutional ownership (20/100), construction/permit lag (16/100). construction/permit lag (16/100) and mortgage stress (8/100) stay muted. Structural exposure scores 46 and live distress 3 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 14% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 14.9%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $165,000 (2.8× income, relatively affordable). There are about 2,325 housing units across 39145. At $61,502, median income runs below typical U.S. levels. The poverty rate is 10.9%. Around 18% of adults hold a bachelor's degree or higher. 5,094 residents call 39145 home, typically aged 47. The demographic-stress sub-score lands at 25/100. 87% of housing is owner-occupied. Rent burden reaches 21% of tenant households.

Taken together, 39145 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.