ZIP 39168 Foreclosure, Tax-Lien & Distress Report

Smith County, Mississippi's ZIP 39168 registers 23/100 composite distress, which DLRadar reads as low. On the structural side it scores 53/100, with 4/100 of stress already active. The pressure is most legible in construction/permit lag (100/100), structural risk (53/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (12/100).

The peak-phase market in 39168 posted values that rose 3.8% over the year, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 29/100. About 5,950 people live here, median age 43. Roughly 21.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 39% of renters are cost-burdened. About 13% have a four-year degree. The tenure split is 82% owner-occupied to 18% rented. There are about 3,016 housing units across 39168. Home values center near $89,700, an affordability ratio of 2.2× — accessible. At $44,236, median income runs below typical U.S. levels. Vacancy runs 16.6%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 39168 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 39168 at the moment; the composite and its components are still built from verifiable records.

The 39168 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 39168 stays directly comparable to neighboring ZIPs and the rest of Smith County, Mississippi. Where the record is thin for 39168, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 39168 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. For a buyer, 39168 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.