ZIP 39168 Property Distress & Foreclosure Data

In Smith County, Mississippi, ZIP 39168 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 50/100, with 4/100 of stress already active. Its standout signals are construction/permit lag (100/100), structural risk (50/100), institutional ownership (25/100). On the quiet end sit institutional ownership (25/100) and mortgage stress (12/100).

The peak-phase market in 39168 posted values that rose 4.7% over the year (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 39168 scores 29/100. Population is roughly 5,950 with a median age of 43. Roughly 21.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 39% of renters are cost-burdened. About 13% have a four-year degree. The tenure split is 82% owner-occupied to 18% rented. The ZIP holds roughly 3,016 housing units. A median home runs $89,700 here, or 2.2 times local income. Households earn a median $44,236 — below the roughly $78,000 national figure. The vacancy rate is 16.6% — elevated.

On the whole, 39168 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.