ZIP 39116 Property Distress & Foreclosure Data

Smith County, Mississippi's ZIP 39116 registers 12/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in institutional ownership (28/100), structural risk (23/100), mortgage stress (13/100). By contrast, structural risk (23/100) and mortgage stress (13/100) register low. Structural exposure scores 23 and live distress 4 on the 0–100 scale.

The market reads peak — home values rose 4.7% year on year, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 2,552 people live here, median age 40. There are about 912 housing units across 39116. Owners hold 87% of homes, renters 13%. Vacancy runs 16.9%, above the national norm and a classic distress-and-opportunity signal. Home values center near $137,900, an affordability ratio of 2.1× — accessible. 6.1% of residents fall below the poverty threshold. Educational attainment sits at 16% bachelor's-or-above. Median household income is $71,855, near the U.S. median near $78,000. Rent burden reaches 0% of tenant households. DLRadar's demographic-stress index for the area reads 20/100.

Net-net, 39116 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.