ZIP 39428 Foreclosure, Tax-Lien & Distress Report
Covington County, Mississippi · High Vacancy market
Covington County, Mississippi's ZIP 39428 registers 14/100 composite distress, which DLRadar reads as minimal. Climate and flood risk are elevated too — FEMA disaster exposure (71/100). The sharpest non-environmental signals are institutional ownership (39/100), structural risk (28/100), mortgage stress (12/100). By contrast, structural risk (28/100) and mortgage stress (12/100) register low. On the structural side it scores 28/100, with 4/100 of stress already active.
Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 37% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
There are about 4,169 housing units across 39428. Home values center near $102,900, an affordability ratio of 2.2× — accessible. The vacancy rate is 16.0% — elevated. 77% of housing is owner-occupied. Around 16% of adults hold a bachelor's degree or higher. Median household income is $45,840, below the U.S. median near $78,000. The demographic-stress sub-score lands at 28/100. Around 32% of renters are cost-burdened. Population is roughly 8,626 with a median age of 40. 18.0% of residents fall below the poverty threshold.
Net-net, 39428 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 39428 at the moment; the composite and its components are still built from verifiable public records.
Big metro or rural, 39428 runs through one identical public-record model, so its 14/100 sits on the same scale as every other ZIP in Covington County, Mississippi and the nation. Sparse data for 39428 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 39428's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 39428 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 39428 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 39428 by the numbers
A live read on 39428: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Covington County ZIP codes
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Each signal above is traceable to an open dataset · methodology