ZIP 39428 Property Distress & Foreclosure Data

ZIP code 39428 in Covington County, Mississippi carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (28/100), structural risk (24/100), mortgage stress (12/100). By contrast, structural risk (24/100) and mortgage stress (12/100) register low. Structural exposure scores 24 and live distress 4 on the 0–100 scale.

The market reads peak — home values rose 4.7% year on year, and 37% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 4,169 housing units across 39428. Home values center near $102,900, an affordability ratio of 2.2× — accessible. Vacancy runs 16.0%, above the national norm and a classic distress-and-opportunity signal. Owners hold 77% of homes, renters 23%. Educational attainment sits at 16% bachelor's-or-above. Median household income is $45,840, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 28/100. Rent burden reaches 32% of tenant households. About 8,626 people live here, median age 40. 18.0% of residents fall below the poverty threshold.

Net-net, 39428 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.