ZIP 39482 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 39482 (Lamar County, Mississippi) returns a low composite of 24/100. Property-level stress concentrates in construction/permit lag (82/100), structural risk (55/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (9/100) stay muted. Structurally it carries 55/100, against 3/100 of stress already in motion.

The neutral-phase market in 39482 posted values that rose 3.9% over the year, 1.8% off the recent peak, and 25% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

87% of housing is owner-occupied. Rent burden reaches 20% of tenant households. About 11,966 people live here, median age 40. Educational attainment sits at 14% bachelor's-or-above. There are about 4,988 housing units across 39482. Roughly 16.0% live below the poverty line. A median home runs $200,100 here, or 3.1 times local income. On demographic stress specifically, 39482 scores 27/100. The vacancy rate is 8.3%. At $62,701, median income runs below typical U.S. levels.

Overall, 39482 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 39482 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 39482, the field stays empty rather than modeled, and fills in as new documents post.

The 24/100 figure for 39482 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 39482 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.