ZIP 39475 Foreclosure, Tax-Lien & Distress Report
Lamar County, Mississippi · Affordable market
ZIP code 39475 in Lamar County, Mississippi carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic distress index. Structural risk reads 62/100 against active distress of 2/100. Leading the profile are construction/permit lag (85/100), structural risk (62/100), institutional ownership (36/100). By contrast, institutional ownership (36/100) and mortgage stress (6/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (69/100), climate & FEMA risk (66/100).
The neutral-phase market in 39475 posted values that rose 4.0% over the year, 2.6% off the recent peak, and 29% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Population is roughly 14,585 with a median age of 40. Owners hold 80% of homes, renters 20%. Home values center near $192,200, an affordability ratio of 2.9× — accessible. Around 29% of adults hold a bachelor's degree or higher. Vacancy runs 5.5%. The ZIP holds roughly 6,014 housing units. The poverty rate is 12.4%. Rent burden reaches 53% of tenant households. The demographic-stress sub-score lands at 30/100. Median household income is $66,857, below the U.S. median near $78,000.
Overall, 39475 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 39475 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 39475 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 39475 can be compared directly against any other ZIP in Lamar County, Mississippi or nationwide. 39475 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 27/100 figure for 39475 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 39475 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 39475’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 39475 distress snapshot
Current distress, phase, housing and lender-pressure figures for 39475, drawn from the same report attached to each property.
More ZIPs across Lamar County
Nearest ZIP codes to 39475
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Lamar County, Mississippi
Additional distress intelligence spanning Lamar County, Mississippi by ZIP, county and state.
Open the complete 39475 acquisition file
Get every distressed property in 39475 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology