ZIP 39475 Foreclosure, Tax-Lien & Distress Report

ZIP code 39475 in Lamar County, Mississippi carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 57/100 against active distress of 2/100. Leading the profile are construction/permit lag (79/100), structural risk (57/100), institutional ownership (31/100). By contrast, institutional ownership (31/100) and mortgage stress (6/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (66/100).

The neutral-phase market in 39475 posted values that rose 4.0% over the year, 2.6% off the recent peak, and 29% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 14,585 with a median age of 40. Owners hold 80% of homes, renters 20%. Home values center near $192,200, an affordability ratio of 2.9× — accessible. Around 29% of adults hold a bachelor's degree or higher. Vacancy runs 5.5%. The ZIP holds roughly 6,014 housing units. The poverty rate is 12.4%. Rent burden reaches 53% of tenant households. The demographic-stress sub-score lands at 30/100. Median household income is $66,857, below the U.S. median near $78,000.

Overall, 39475 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 39475 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 39475 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 39475 can be compared directly against any other ZIP in Lamar County, Mississippi or nationwide. 39475 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 25/100 figure for 39475 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 39475 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.