ZIP 39401 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 39401 (Forrest County, Mississippi) returns a low composite of 20/100. It additionally carries heavy environmental risk: climate & FEMA risk (77/100). Structural exposure scores 45 and live distress 1 on the 0–100 scale. The pressure is most legible in construction/permit lag (73/100), structural risk (45/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low.

The market reads neutral — home values rose 4.0% year on year, 2.5% off the recent peak, and 20% higher over three years (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $40,287, below the U.S. median near $78,000. Around 44% of renters are cost-burdened. Roughly 30.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 41,916 with a median age of 30. Home values center near $134,300, an affordability ratio of 3.0× — accessible. About 28% have a four-year degree. There are about 20,386 housing units across 39401. The demographic-stress sub-score lands at 36/100. The vacancy rate is 13.3% — elevated. 43% of housing is owner-occupied.

Taken together, 39401 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 39401 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 39401 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Forrest County, Mississippi and the nation. 39401 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 39401 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. In workflow terms, 39401 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.