ZIP 39440 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 39440 (Jones County, Mississippi) returns a low composite of 26/100. Structural exposure scores 60 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (60/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (8/100). It additionally carries heavy environmental risk: climate & FEMA risk (77/100).

The peak-phase market in 39440 posted values that rose 3.6% over the year, and 19% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 8,755 housing units. Median household income is $38,687, below the U.S. median near $78,000. Home values center near $125,400, an affordability ratio of 2.9× — accessible. Owners hold 58% of homes, renters 42%. The vacancy rate is 15.1% — elevated. Around 47% of renters are cost-burdened. About 20% have a four-year degree. On demographic stress specifically, 39440 scores 37/100. About 20,111 people live here, median age 34. 32.1% of residents fall below the poverty threshold.

On the whole, 39440 leans distressed, with opportunity clustered in specific stressed parcels. 39440 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 39440 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in Jones County, Mississippi and the nation. Where the record is thin for 39440, the field stays empty rather than modeled, and fills in as new documents post.

39440's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 39440 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.