ZIP 39421 Foreclosure, Tax-Lien & Distress Report

ZIP 39421's composite property-distress score is 10/100 - DLRadar classes that as minimal for Jefferson Davis County, Mississippi. On the structural side it scores 20/100, with 5/100 of stress already active. Its heaviest discrete signals: institutional ownership (28/100), structural risk (20/100), mortgage stress (16/100). By contrast, structural risk (20/100) and mortgage stress (16/100) register low.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $49,050, below the U.S. median near $78,000. Roughly 27.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 1,157 housing units. Around 21% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 34/100. The tenure split is 95% owner-occupied to 5% rented. Rent burden reaches 72% of tenant households. A median home runs $97,200 here, or 2.2 times local income. About 2,698 people live here, median age 50. The vacancy rate is 16.6% — elevated.

On the whole, 39421 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 39421 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 39421 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 10/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 39421, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 39421 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 10/100 roll-up. The point of the 39421 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.