Fayette County, TN: Foreclosures, Tax Liens & Distressed Properties

Fayette County, TN, Tennessee: 15 ZIP codes scored, Fayette County, TN averaging 19/100 (low, Fayette, TN), from 17 to 26. Fayette County, TN is in its peak phase (Fayette, TN confidence 11/100): Fayette, TN home prices up 1.2% (Fayette, TN) over twelve months. Fayette County, TN lender headwind: 50/100.

Highest-scoring Fayette County, TN ZIPs: 38002 (26/100), 38017 (23/100), 38028 (22/100), 38049 (21/100), 38069 (20/100), 38042 (19/100). Also scored in Fayette County, TN: 38075, 38036, 38039, 38046, 38057, 38060, 38066, 38068, 38076.

Across Fayette County, TN's scored ZIPs: median home value $268,600, household income $111,025, 10.9% vacancy, 11.3% poverty, 78% owner-occupied, median age 49.2.

Fayette County, TN insurance distress 26/100 (#1,790 in the US); FEMA hazard 52/100 for Fayette, TN; 8 federal disaster declarations in Fayette County, TN since 2023; Fayette, TN construction distress 1/100.

8 banks with 17 branches lend in Fayette County, TN; Fayette, TN weighted bank stress 62/100, highest 74/100 in Fayette, TN.

Fayette County, TN unemployment 3.7% (Fayette, TN -0.1 pts, six months); 428 new housing units permitted in Fayette County, TN over twelve months, Fayette, TN up 66% from 258; Fayette, TN home prices +8.9% a year (Fayette, TN) over three years.

18,494 housing units in Fayette County, TN; 3,221 Fayette, TN renter households; 37% of Fayette, TN renters spend 30%+ of income on rent, 17% (Fayette, TN) half or more.

Fayette County, TN ranks #2,955 nationally on the opportunity index (Fayette, TN, among all ranked counties); Fayette, TN scores 23.5/100 and Fayette, TN sits #94 inside Tennessee. Fayette, TN is in the weak opportunity phase; Fayette, TN's primary driver is bank institutional, Fayette, TN second driver vacancy; Fayette, TN moved up 69 places. 5 short-sale listings across Fayette, TN; 36 days on market observed in Fayette, TN; 6.2% vacancy over 15 Fayette, TN ZIPs.

No CFPB county sample covers Fayette County, TN. The metro area reading for Fayette, TN (Memphis, TN-MS-AR): 1.4% ninety-plus days late; Fayette, TN's thirty-to-eighty-nine share is 3.5% (Fayette, TN, December 2025 data); Tennessee overall 0.9%.

Fayette County, TN has 2 watched banks; 2 Fayette, TN banks sit in an elevated band. Fayette, TN footprints: Bank Of Fayette County (7 branches, stress 74) in Fayette, TN; Firstbank (1 branch, stress 55) in Fayette, TN.

HUD lists 3 assisted multifamily properties in Fayette County, TN with 104 units; 103 Fayette, TN units are assisted, 3 Fayette, TN properties under project-based Section 8.

1,284 of the 18,494 housing units in Fayette, TN sit vacant. Fayette County, TN permitted 0 multifamily units in twelve months; Fayette, TN's one-to-four unit structures added 428 units in Fayette County, TN.