ZIP 38069 Foreclosure, Tax-Lien & Distress Report
Haywood County, Tennessee · High Vacancy market
In Haywood County, Tennessee, ZIP 38069 scores 20 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — flood (NFIP) exposure (67/100), climate & FEMA risk (62/100). Its standout signals are institutional ownership (43/100), structural risk (42/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100). Latent structural risk is 42/100 while live distress already moving reads 6/100.
Prices here sit in a peak phase: values rose 2.6% over the trailing year, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.
Population is roughly 2,581 with a median age of 56. Home values center near $119,500, an affordability ratio of 2.1× — accessible. 72% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 32/100. The vacancy rate is 18.7% — elevated. There are about 1,563 housing units across 38069. Median household income is $54,483, below the U.S. median near $78,000. About 13% have a four-year degree. Rent burden reaches 61% of tenant households. Roughly 14.6% live below the poverty line.
On the whole, 38069 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 38069 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 38069's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 38069 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
38069's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 38069 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 38069 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 38069 by the numbers
The live 38069 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Haywood County ZIP codes
Nearest ZIP codes to 38069
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Haywood County, Tennessee
Additional distress intelligence spanning Haywood County, Tennessee by ZIP, county and state.
See every distressed parcel in 38069
Open 38069 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
No modelling: every input is a public record · methodology