ZIP 38069 Property Distress & Foreclosure Data

ZIP code 38069 in Haywood County, Tennessee carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (70/100), climate & FEMA risk (62/100). What sets it apart are the readings on structural risk (58/100), construction/permit lag (53/100), institutional ownership (47/100). By contrast, mortgage stress (19/100) register low. Structural risk reads 58/100 against active distress of 6/100.

The market reads peak — home values rose 4.7% year on year, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 2,581 people live here, median age 56. Home values center near $119,500, an affordability ratio of 2.1× — accessible. Owners hold 72% of homes, renters 28%. DLRadar's demographic-stress index for the area reads 32/100. Vacancy runs 18.7%, above the national norm and a classic distress-and-opportunity signal. There are about 1,563 housing units across 38069. Median household income is $54,483, below the U.S. median near $78,000. Educational attainment sits at 13% bachelor's-or-above. Rent burden reaches 61% of tenant households. 14.6% of residents fall below the poverty threshold.

Net-net, 38069 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.