Haywood County, TN: Foreclosures, Tax Liens & Distressed Properties

Across Haywood County, Tennessee, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. ZIP-level distress ranges from 24/100 at the top down to 18/100. There are 6 scored ZIPs in the county (mean composite 20/100). On bank and credit headwind, Haywood County scores 87/100, a stressed reading.

The peak-phase county posted home values that rose 2.8% over twelve months (phase confidence 27/100). With values leveling off, the opportunity narrows so screen ZIP by ZIP.

Near the cycle top at +2.8% YoY (27/100 confidence), the wins are surgical and a county-wide sweep stays on the shelf. Bank stress at 87/100 signals what's coming: short sales and foreclosures accelerate.

The most-distressed ZIP codes in Haywood County are 38063 (24/100), 38069 (21/100), 38037 (20/100), 38075 (20/100), 38012 (19/100), 38006 (18/100), each with its own full DLRadar report.

On the housing-and-income side, the Haywood County ZIPs on file run incomes around $48,227, a 20.4% poverty rate, typical home values near $135,100, a 13.8% vacancy rate, 64% of homes owner-occupied, residents with a median age around 42.3. Taken together, they shape the depth of motivated supply and the pace of resale.

Net of it all, 20/100 over 6 ZIPs means distress here is parcel-specific rather than a blanket buy. Subscribers get each Haywood County parcel's owner, mailing address, APN, a score, the bank behind the note and how fast it should sell.

No county is too small to score: Haywood County, Tennessee runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Haywood County's numbers mean exactly what they mean anywhere else in Tennessee.

The way to work Haywood County, Tennessee is top-down — start with the highest-scoring ZIPs (up to 24/100 here), then drill to the parcels driving those numbers, rather than blanketing Haywood County with undifferentiated outreach. All of it is deterministic and auditable: Haywood County's numbers come from county recorders, the courts, FHFA and FDIC, with nothing interpolated or guessed when a source is sparse.

Drilling in, Haywood County's highest-scoring ZIPs are 38063 (24/100), 38069 (21/100), 38037 (20/100), 38075 (20/100), 38012 (19/100), 38006 (18/100). Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

DLRadar's composite for Haywood County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.