ZIP 38063 Property Distress & Foreclosure Data

Lauderdale County, Tennessee's ZIP 38063 registers 26/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (69/100), climate & FEMA risk (66/100). The most distinctive pressure shows up in structural risk (57/100), construction/permit lag (48/100), institutional ownership (47/100). By contrast, mortgage stress (19/100) register low. Structural exposure scores 57 and live distress 6 on the 0–100 scale.

The market reads expansion — home values rose 5.2% year on year, and 27% higher over three years, at 28/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $153,300, an affordability ratio of 2.8× — accessible. There are about 7,052 housing units across 38063. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. Owners hold 63% of homes, renters 37%. Educational attainment sits at 13% bachelor's-or-above. Rent burden reaches 40% of tenant households. About 15,947 people live here, median age 39. DLRadar's demographic-stress index for the area reads 33/100. 19.5% of residents fall below the poverty threshold. Median household income is $48,578, below the U.S. median near $78,000.

Net-net, 38063 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.