ZIP 38063 Foreclosure, Tax-Lien & Distress Report
Lauderdale County, Tennessee · High Vacancy market
In Lauderdale County, Tennessee, ZIP 38063 scores 22 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (66/100), flood (NFIP) exposure (66/100). Leading the profile are structural risk (48/100), institutional ownership (43/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (16/100) stay muted. On the structural side it scores 48/100, with 6/100 of stress already active.
The market reads peak — home values rose 2.8% year on year, and 27% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.
The typical home is worth about $153,300 (2.8× income, relatively affordable). There are about 7,052 housing units across 38063. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. Owners hold 63% of homes, renters 37%. Educational attainment sits at 13% bachelor's-or-above. Rent burden reaches 40% of tenant households. 15,947 residents call 38063 home, typically aged 39. The demographic-stress sub-score lands at 33/100. 19.5% of residents fall below the poverty threshold. Median household income is $48,578, below the U.S. median near $78,000.
Net-net, 38063 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 38063 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Lauderdale County, Tennessee and the nation. Nothing here is interpolated — where a source is thin for 38063, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 22/100 figure for 38063 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 38063 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 38063 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
38063 at a glance
The live 38063 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Tennessee distress
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Unlock the full ZIP 38063 acquisition report
Get every distressed property in 38063 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology