ZIP 38037 Property Distress & Foreclosure Data

ZIP code 38037 in Haywood County, Tennessee carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (69/100), climate & FEMA risk (62/100)). The latent-versus-live split is 53/100 structural and 6/100 already moving. What sets it apart are the readings on structural risk (53/100), institutional ownership (47/100), construction/permit lag (33/100). On the quiet end sit construction/permit lag (33/100) and mortgage stress (19/100).

The expansion-phase market in 38037 posted values that rose 5.2% over the year (phase confidence 28/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $45,948 — below the roughly $78,000 national figure. Around 24% of renters are cost-burdened. The ZIP holds roughly 883 housing units. Population is roughly 1,556 with a median age of 41. The vacancy rate is 18.5% — elevated. A median home runs $88,700 here, or 1.9 times local income. Roughly 31.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 38037 scores 30/100. About 13% have a four-year degree. The tenure split is 66% owner-occupied to 34% rented.

On the whole, 38037 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.