Haywood County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Haywood County, TN distress report, 2026: 6 ZIPs scored in Haywood, TN, Haywood, TN average 19/100; the top Haywood, TN ZIP is 38063 at 22/100; Haywood, TN market phase peak, Haywood, TN prices +2.8% year over year.
- Haywood, TN ranks #1,833 nationally (opportunity index); Haywood, TN #60 in Tennessee; Haywood, TN index 28.3.
- Haywood, TN: no CFPB county sample; Haywood, TN non-metro area reading 1.3%.
- Haywood, TN ZIP phases: 5 peak, 1 neutral.
- Haywood, TN residential listings tracked: 7 across 4 ZIPs; Haywood, TN candidate listings 0.
- Haywood, TN HUD assisted properties: 1 with 50 units.
- Haywood, TN lenders on watch: 2; largest Haywood, TN footprint Insouth Bank (2 branches).
- Haywood, TN most distressed ZIP: 38063 at 22/100.
Haywood, TN figures: DLRadar distress index; Haywood, TN inputs: CFPB, FHFA, HUD, FDIC; Haywood, TN rebuilt as sources refresh.
| Rank | Haywood, TN ZIP | Score |
|---|---|---|
| 1 | 38063 | 22/100 |
| 2 | 38037 | 20/100 |
| 3 | 38069 | 20/100 |
| 4 | 38012 | 19/100 |
| 5 | 38006 | 17/100 |
| 6 | 38075 | 17/100 |
Most distressed Haywood, TN ZIPs (0-100, 2026)
Mortgage delinquency around Haywood, TN
No CFPB county sample covers Haywood, TN; the non-metro area reading for Haywood, TN: 1.3% ninety-plus; Haywood, TN area thirty-to-eighty-nine 3.3% (December 2025, Haywood, TN); Tennessee overall 0.9%.
Opportunity index: Haywood, TN
Haywood, TN index 28.3, Haywood, TN phase early_signal; Haywood, TN primary driver bank institutional, Haywood, TN second driver vacancy. Haywood, TN components: property stress 22.8, foreclosure pressure 23.5, listing discounts 25.9, bank stress 60.9, insurance 0.0; Haywood, TN pulse 32.1; Haywood, TN capital opportunity 22.7; Haywood, TN seven-day change +0.6%.
ZIP market phases inside Haywood, TN
6 Haywood, TN ZIPs carry a price-cycle phase; Haywood, TN ZIPs by phase (Haywood, TN), deepest drawdown first: neutral, +4.6% YoY (Haywood, TN): 38006; peak, +2.8% YoY (Haywood, TN): 38012, 38037, 38063; peak, +2.6% YoY (Haywood, TN): 38069, 38075.
Residential listings by Haywood, TN ZIP
Haywood, TN ZIPs with the most tracked Haywood, TN residential listings: 38012 5 listings, 0 candidates, bank pressure 68; 38037 2 listings, 0 candidates, bank pressure 65; 38006 0 listings, 0 candidates, bank pressure 61; 38069 0 listings, 0 candidates, bank pressure 60 (Haywood, TN). Haywood, TN totals: 7 listings; Haywood, TN candidates 0; active ZIPs 2.
HUD assisted housing in Haywood, TN
1 assisted properties with 50 units sit in Haywood, TN; largest Haywood, TN properties: Oak Haven Plaza Apts (Brownsville) 50 units, 50 assisted.
Lenders with branches in Haywood, TN
Haywood, TN lenders by branch count: Insouth Bank (Haywood, TN): stress 82, 2 branches low in Haywood, TN; Decatur County Bank (Haywood, TN): stress 79, 1 branch low in Haywood, TN.
Vacancy and permits, Haywood, TN
1,093 of 8,260 Haywood, TN housing units are vacant; Haywood, TN permits, twelve months: 29 multifamily units in Haywood, TN, 21 one-to-four unit units.
Work Haywood, TN at the parcel level
Every Haywood, TN parcel carries owner and address; every Haywood, TN parcel carries APN; Haywood, TN distress scores sit on the Haywood, TN live board.
Haywood, TN figures refresh with each source.
Haywood, TN questions
Most distressed ZIP code in Haywood County, TN?
ZIP 38063 leads Haywood, TN at 22/100; next in Haywood, TN: 38037 at 20/100; the Haywood, TN average is 19/100.
Where does Haywood County, TN rank for investment opportunity?
Haywood, TN is #1,833 among all ranked counties, #60 in Tennessee; the Haywood, TN driver is bank institutional; Haywood, TN moved down 30 places.
How many mortgages are delinquent in Haywood County, TN?
Haywood, TN takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Haywood, TN.
Which banks lend in Haywood County, TN?
2 watched lenders hold Haywood, TN branches; the largest Haywood, TN footprints are Insouth Bank (2), Decatur County Bank (1).
More on Haywood, TN
Haywood County, TN distress report: public-record figures for Haywood, TN; not legal advice for Haywood, TN; not tax or investment advice; verify every Haywood, TN record before acting.