Haywood County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Haywood County, Tennessee? DLRadar grades every Haywood County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Haywood County breakdown.
- Haywood County's most distressed ZIP is 38063 at 24/100.
- 6 ZIP codes tracked in Haywood County, averaging 20/100 distress.
- Haywood County reads peak — home values up 2.8% year over year.
- Vacancy runs 13.8% across Haywood County's tracked ZIPs, with a 20.4% poverty rate.
- The typical Haywood County home is worth about $135,100 against a ~$48,227 median income.
- Lending headwind in Haywood County sits at 87/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 38063 | 24/100 |
| 2 | 38069 | 21/100 |
| 3 | 38037 | 20/100 |
| 4 | 38075 | 20/100 |
| 5 | 38012 | 19/100 |
| 6 | 38006 | 18/100 |
Most distressed ZIP codes in Haywood County (composite distress 0-100, 2026)
What is driving Haywood County distress
Nothing here is estimated: Haywood County is scored from filings alone, and its ZIPs average 20/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Haywood County market phase and pricing
Phase for Haywood County: peak (+2.8% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Haywood County
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Questions about this county
What is the most distressed ZIP code in Haywood County, TN?
ZIP 38063 leads Haywood County at 24/100, recomputed monthly from public records.
How would you describe the Haywood County market phase?
Haywood County is classified peak with a 2.8% year-over-year increase, following the FHFA House Price Index.
Where does the Haywood County data come from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 6 Haywood County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Haywood County ZIP codes?
A single county score papers over real variation. Across the Haywood County ZIPs DLRadar ranks, scores run from 24/100 in 38063 down to 18/100 in 38006, against a Haywood County average of 20/100. The 6-point range is the argument for ZIP-level search across Haywood County.
What do Haywood County home values and vacancy say about distressed supply?
The typical Haywood County home carries about $135,100 of value against a median household income near $48,227. Vacancy across Haywood County's tracked ZIPs runs 13.8% and the poverty rate is 20.4%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Haywood County's foreclosure and tax-lien record and its 87/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.