ZIP 38075 Property Distress & Foreclosure Data

DLRadar grades ZIP 38075 (Hardeman County, Tennessee) at a low 24/100 for overall property distress. On the structural side it scores 52/100, with 6/100 of stress already active. Property-level stress concentrates in construction/permit lag (63/100), structural risk (52/100), institutional ownership (47/100). By contrast, mortgage stress (19/100) register low.

The market reads peak — home values rose 4.8% year on year (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 33/100. About 6,857 people live here, median age 39. Median household income is $48,222, below the U.S. median near $78,000. Around 53% of renters are cost-burdened. Home values center near $114,900, an affordability ratio of 2.3× — accessible. Owners hold 65% of homes, renters 35%. 18.6% of residents fall below the poverty threshold. The vacancy rate is 10.5%. Educational attainment sits at 7% bachelor's-or-above. The ZIP holds roughly 1,475 housing units.

Net-net, 38075 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

24/100
Composite stress
52/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 38075

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk59
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Hardeman County

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