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Distress scoring by county and ZIP, market phase, and the day queue.

Hardeman County, TN: Foreclosures, Tax Liens & Distressed Properties

Hardeman County, Tennessee sits inside DLRadar's nationwide distress index, built entirely from public records. Lender pressure in Hardeman County registers 73/100 — a elevated bank-stress headwind. DLRadar scores 12 ZIPs here, with a mean composite of 22/100. Across its ZIPs, composite distress spans 17 to 28 out of 100.

The peak-phase county posted home values that rose 2.8% over twelve months, at 27/100 phase confidence. This late in the run, blanket buying underperforms leaving the wins in individual deals.

Hardeman County's topped-out +2.8% YoY (27/100 confidence) means the wins are surgical so the headline market won't hand it over. Bank stress at 73/100 signals what's coming: short sales and foreclosures accelerate.

The sharpest Hardeman County readings come from 38392 (28/100), 38356 (26/100), 38061 (24/100), 38008 (23/100), 38044 (23/100), 38052 (23/100) — open any for the parcel detail. Further scored ZIPs: 38067, 38381, 38042, 38075, 38039, 38340.

By the numbers, the Hardeman County ZIPs on file show household income averaging about $52,735, below the national median, poverty running near 15.6%, residents with a median age around 43.6, a 18.2% vacancy rate, typical home values near $139,925, 76% owner-occupancy. Numbers like these signal how much distress reaches the market and how fast it moves.

Net of it all, 22/100 over 12 ZIPs means the edge is selective acquisition and not a county-wide play. Unlock Hardeman County to see every parcel's owner, address and APN, its own score, the lender behind it and an exit read.

Whether Hardeman County, Tennessee carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Hardeman County can be compared directly against any county in the country.

The way to work Hardeman County, Tennessee is top-down — start with the highest-scoring ZIPs (up to 28/100 here), then drill to the parcels driving those numbers, rather than blanketing Hardeman County with undifferentiated outreach. Provenance for Hardeman County is explicit: recorders and courts for filings, FHFA for prices, FDIC for lenders. No interpolation, no synthetic values.

The ZIP breakdown for Hardeman County leads with 38392 (28/100), 38356 (26/100), 38061 (24/100), 38008 (23/100), 38044 (23/100), 38052 (23/100). DLRadar also scores 38067, 38381, 38042, 38075, 38039, 38340 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The Hardeman County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.

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Peak
Market phase
2.8%
HPI YoY
0%
Drawdown
27
Confidence
Live sampleSample: distressed properties in Hardeman County ZIPs
ZIPStateDistress score🔒 Owner🔒 Property Address🔒 Parcel ID
38392TN28
38356TN26
38061TN24
38008TN23
38044TN23
38052TN23
38067TN23
38381TN23
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Highest-distress Hardeman County ZIP codes

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These reads compound. National distress frames it, bank and insurer strain forecast supply, ZIP data locates it.

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