ZIP 38008 Property Distress & Foreclosure Data

Composite property distress in 38008 (Hardeman County, Tennessee) lands at 22/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 47/100 structural and 6/100 already moving. The sharpest non-environmental signals are construction/permit lag (57/100), institutional ownership (50/100), structural risk (47/100). mortgage stress (21/100) stay muted.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 18% higher over three years (phase confidence 28/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $127,800 (2.8× income, relatively affordable). Around 43% of renters are cost-burdened. At $43,827, median income runs below typical U.S. levels. Around 13% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 32/100. The vacancy rate is 11.2% — elevated. 67% of housing is owner-occupied. 9,351 residents call 38008 home, typically aged 40. The poverty rate is 17.6% — high, a tax-stress and distress correlate. The ZIP holds roughly 4,003 housing units.

Overall, 38008 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

22/100
Composite stress
47/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 38008

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk57
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Hardeman County

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