ZIP 38008 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 38008 (Hardeman County, Tennessee) returns a low composite of 23/100. Latent structural risk is 50/100 while live distress already moving reads 6/100. What sets it apart are the readings on construction/permit lag (72/100), structural risk (50/100), institutional ownership (47/100). On the quiet end sit mortgage stress (21/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 18% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $127,800, an affordability ratio of 2.8× — accessible. Around 43% of renters are cost-burdened. At $43,827, median income runs below typical U.S. levels. About 13% have a four-year degree. On demographic stress specifically, 38008 scores 32/100. Vacancy runs 11.2%, above the national norm and a classic distress-and-opportunity signal. 67% of housing is owner-occupied. About 9,351 people live here, median age 40. The poverty rate is 17.6% — high, a tax-stress and distress correlate. There are about 4,003 housing units across 38008.

Overall, 38008 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 38008 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 38008 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38008 can be compared directly against any other ZIP in Hardeman County, Tennessee or nationwide. Where the public record is thin for 38008, the field stays empty rather than modeled, and fills in as new documents post.

38008's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 38008 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.