ZIP 38039 Property Distress & Foreclosure Data

DLRadar grades ZIP 38039 (Hardeman County, Tennessee) at a low 24/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (64/100). On the structural side it scores 51/100, with 5/100 of stress already active. Property-level stress concentrates in construction/permit lag (70/100), structural risk (51/100), institutional ownership (43/100). By contrast, mortgage stress (17/100) register low.

The market reads peak — home values rose 3.9% year on year (phase confidence 20/100). Topping markets hide individual distress behind strong averages.

Around 27% of renters are cost-burdened. About 1,377 people live here, median age 47. Educational attainment sits at 10% bachelor's-or-above. Home values center near $111,900, an affordability ratio of 3.1× — accessible. DLRadar's demographic-stress index for the area reads 31/100. Owners hold 76% of homes, renters 24%. Median household income is $44,063, below the U.S. median near $78,000. The vacancy rate is 27.4% — elevated. 17.4% of residents fall below the poverty threshold. The ZIP holds roughly 777 housing units.

Net-net, 38039 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.