ZIP 38028 Property Distress & Foreclosure Data

ZIP code 38028 in Fayette County, Tennessee carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (86/100), structural risk (68/100), institutional ownership (42/100). On the quiet end sit mortgage stress (17/100). On the structural side it scores 68/100, with 5/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (86/100)).

The recovery-phase market in 38028 posted values that rose 2.2% over the year, and 15% higher over three years (phase confidence 13/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 42% have a four-year degree. Around 21% of renters are cost-burdened. Households earn a median $150,847 — above the roughly $78,000 national figure. A median home runs $463,600 here, or 3.1 times local income. On demographic stress specifically, 38028 scores 21/100. The tenure split is 94% owner-occupied to 6% rented. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 2,893 housing units. The vacancy rate is 2.9%. Population is roughly 7,699 with a median age of 44.

On balance 38028 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.