ZIP 38028 Foreclosure, Tax-Lien & Distress Report
Fayette County, Tennessee · Distress market
Fayette County, Tennessee's ZIP 38028 registers 22/100 composite distress, which DLRadar reads as low. Its standout signals are structural risk (46/100), institutional ownership (39/100), mortgage stress (17/100). On the quiet end sit institutional ownership (39/100) and mortgage stress (17/100). Structurally it carries 46/100, against 5/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (86/100)).
The market reads peak — home values rose 1.2% year on year, and 15% higher over three years (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 42% have a four-year degree. Rent burden reaches 21% of tenant households. At $150,847, median income runs above typical U.S. levels. A median home runs $463,600 here, or 3.1 times local income. On demographic stress specifically, 38028 scores 21/100. The tenure split is 94% owner-occupied to 6% rented. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 2,893 housing units. Vacancy runs 2.9%. 7,699 residents call 38028 home, typically aged 44.
Net-net, 38028 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 38028 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 38028's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 38028, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 22/100 for 38028 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 38028 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 38028
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 38028 by the numbers
A live read on 38028: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Fayette County ZIPs near 38028
Nearest ZIP codes to 38028
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Fayette County, Tennessee
Other reports tied to Fayette County, Tennessee — ZIP, county and statewide.
Get the full acquisition report for 38028
Every distressed parcel in 38028 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology