ZIP 38076 Property Distress & Foreclosure Data

Composite property distress in 38076 (Fayette County, Tennessee) lands at 25/100 — low on DLRadar's public-record scoring. Structural risk reads 53/100 against active distress of 4/100. The sharpest non-environmental signals are construction/permit lag (72/100), structural risk (53/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (13/100). Environmental exposure also runs high (climate & FEMA risk (74/100)).

The recovery-phase market in 38076 posted values that rose 2.2% over the year, and 3% lower over three years, at 13/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 87% owner-occupied to 13% rented. There are about 412 housing units across 38076. A median home runs $287,800 here, or 3.1 times local income. About 25% have a four-year degree. Vacancy runs 2.3%. Households earn a median $80,625 — near the roughly $78,000 national figure. Population is roughly 874 with a median age of 46. On demographic stress specifically, 38076 scores 26/100. Rent burden reaches 35% of tenant households. Roughly 8.6% live below the poverty line.

On balance 38076 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.