ZIP 38057 Foreclosure, Tax-Lien & Distress Report

ZIP 38057's composite property-distress score is 18/100 - DLRadar classes that as low for Fayette County, Tennessee. The sharpest non-environmental signals are structural risk (37/100), institutional ownership (30/100), mortgage stress (13/100). By contrast, mortgage stress (13/100) and construction/permit lag (13/100) register low. The latent-versus-live split is 37/100 structural and 4/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (74/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 12% higher over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.

Households earn a median $87,023 — near the roughly $78,000 national figure. Roughly 15.1% live below the poverty line. The tenure split is 77% owner-occupied to 23% rented. The demographic-stress sub-score lands at 31/100. The ZIP holds roughly 1,716 housing units. Population is roughly 3,329 with a median age of 50. About 20% have a four-year degree. The typical home is worth about $248,900 (3.4× income, relatively affordable). Rent burden reaches 36% of tenant households. The vacancy rate is 17.2% — elevated.

Taken together, 38057 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 38057 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 38057 stays directly comparable to neighboring ZIPs and the rest of Fayette County, Tennessee. Sparse data for 38057 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 38057 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. For a buyer, 38057 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.