ZIP 38057 Property Distress & Foreclosure Data

DLRadar grades ZIP 38057 (Fayette County, Tennessee) at a low 25/100 for overall property distress. Property-level stress concentrates in construction/permit lag (72/100), structural risk (53/100), institutional ownership (33/100). By contrast, institutional ownership (33/100) and mortgage stress (13/100) register low. On the structural side it scores 53/100, with 4/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (74/100).

The market reads recovery — home values rose 2.2% year on year, and 12% higher over three years (phase confidence 13/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $87,023, near the U.S. median near $78,000. 15.1% of residents fall below the poverty threshold. Owners hold 77% of homes, renters 23%. DLRadar's demographic-stress index for the area reads 31/100. The ZIP holds roughly 1,716 housing units. About 3,329 people live here, median age 50. Educational attainment sits at 20% bachelor's-or-above. Home values center near $248,900, an affordability ratio of 3.4× — accessible. Around 36% of renters are cost-burdened. The vacancy rate is 17.2% — elevated.

Net-net, 38057 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.