ZIP 38642 Foreclosure, Tax-Lien & Distress Report

ZIP code 38642 in Benton County, Mississippi carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic distress index. Structurally it carries 27/100, against 1/100 of stress already in motion. The pressure is most legible in construction/permit lag (57/100), structural risk (27/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (4/100) register low.

The market reads peak — home values rose 1.2% year on year (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $58,857 — below the roughly $78,000 national figure. On demographic stress specifically, 38642 scores 23/100. Around 13% of renters are cost-burdened. About 2,085 people live here, median age 37. There are about 759 housing units across 38642. Around 13% of adults hold a bachelor's degree or higher. The poverty rate is 14.0%. 84% of housing is owner-occupied. Vacancy runs 6.4%. The typical home is worth about $143,200 (2.0× income, relatively affordable).

Overall, 38642 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 38642 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 38642's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 38642 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 38642 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. In workflow terms, 38642 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.