ZIP 38661 Foreclosure, Tax-Lien & Distress Report

In Marshall County, Mississippi, ZIP 38661 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (65/100). Property-level stress concentrates in construction/permit lag (53/100), structural risk (33/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Structural exposure scores 33 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,808 residents call 38661 home, typically aged 53. Educational attainment sits at 13% bachelor's-or-above. 90% of housing is owner-occupied. The ZIP holds roughly 906 housing units. The typical home is worth about $227,300 (3.4× income, relatively affordable). 23.2% of residents fall below the poverty threshold. At $62,143, median income runs below typical U.S. levels. Rent burden reaches 100% of tenant households. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 41/100.

On the whole, 38661 leans distressed, with opportunity clustered in specific stressed parcels. While 38661 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 38661 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 38661 stays directly comparable to neighboring ZIPs and the rest of Marshall County, Mississippi. Sparse data for 38661 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 15/100 figure for 38661 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 38661 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.