ZIP 38052 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 38052 (Hardeman County, Tennessee) lands at 23/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (72/100), structural risk (50/100), institutional ownership (47/100). mortgage stress (21/100) stay muted. The latent-versus-live split is 50/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 82% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. Owners hold 77% of homes, renters 23%. 3,566 residents call 38052 home, typically aged 40. About 17% have a four-year degree. DLRadar's demographic-stress index for the area reads 32/100. Around 53% of renters are cost-burdened. Home values center near $131,800, an affordability ratio of 2.6× — accessible. The ZIP holds roughly 1,849 housing units. Households earn a median $49,453 — below the roughly $78,000 national figure. 16.1% of residents fall below the poverty threshold.

On the whole, 38052 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 38052 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 38052 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38052 can be compared directly against any other ZIP in Hardeman County, Tennessee or nationwide. Nothing here is interpolated — where a source is thin for 38052, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 38052's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 38052 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.