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ZIP 38052 Foreclosure, Tax-Lien & Distress Report

Hardeman County, Tennessee · High Vacancy market

Composite property distress in 38052 (Hardeman County, Tennessee) lands at 22/100 — low on DLRadar's distress scoring. The sharpest non-environmental signals are construction/permit lag (60/100), institutional ownership (47/100), structural risk (47/100). mortgage stress (21/100) stay muted. The latent-versus-live split is 47/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 82% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. Owners hold 77% of homes, renters 23%. 3,566 residents call 38052 home, typically aged 40. About 17% have a four-year degree. DLRadar's demographic-stress index for the area reads 32/100. Around 53% of renters are cost-burdened. Home values center near $131,800, an affordability ratio of 2.6× — accessible. The ZIP holds roughly 1,849 housing units. Households earn a median $49,453 — below the roughly $78,000 national figure. 16.1% of residents fall below the poverty threshold.

On the whole, 38052 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 38052 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 38052 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38052 can be compared directly against any other ZIP in Hardeman County, Tennessee or nationwide. Nothing here is interpolated — where a source is thin for 38052, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 38052's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 38052 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

22/100
Composite stress
47/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 38052

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk57
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 38052 distress snapshot

The live 38052 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

Loading ZIP 38052 stress data…

Other Hardeman County ZIP codes

Nearest ZIP codes to 38052

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring Tennessee distress

Keep going: ZIP, county and state distress coverage for Hardeman County, Tennessee.

Open the complete 38052 acquisition file

See who owns each distressed property in 38052, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

No modelling: every input is a public record · methodology

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