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Where stress is building, how the cycle is turning, and what is live now.

ZIP 38674 Foreclosure, Tax-Lien & Distress Report

Tippah County, Mississippi · Affordable market

Scored purely from public records, 38674 (Tippah County, Mississippi) returns a minimal composite of 13/100. What sets it apart are the readings on construction/permit lag (68/100), structural risk (30/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. Structurally it carries 30/100, against 1/100 of stress already in motion.

The market reads peak — home values rose 3.8% year on year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,430 with a median age of 35. The typical home is worth about $85,000 (1.3× income, relatively affordable). There are about 512 housing units across 38674. Roughly 7.3% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 0% of tenant households. The vacancy rate is 7.0%. DLRadar's demographic-stress index for the area reads 17/100. Educational attainment sits at 18% bachelor's-or-above. Owners hold 86% of homes, renters 14%. At $69,079, median income runs near typical U.S. levels.

Net-net, 38674 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 38674 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 38674 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38674 can be compared directly against any other ZIP in Tippah County, Mississippi or nationwide. The score is rebuilt from public data as it updates, so 38674 reflects the current record instead of a stale or modeled snapshot.

38674's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 38674 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

13/100
Composite stress
30/100
Structural risk
1/100
Distress activity

What is driving ZIP 38674’s distress

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk40
Nine more distress signals are scored here

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 38674 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 38674, the same set carried on every parcel.

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Unlock the full ZIP 38674 acquisition report

The full 38674 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

No modelling: every input is a public record · methodology

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