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ZIP 38610 Foreclosure, Tax-Lien & Distress Report

Tippah County, Mississippi · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 38610 in Tippah County, Mississippi comes in at 13, a minimal composite-distress reading. Leading the profile are construction/permit lag (69/100), structural risk (29/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). The latent-versus-live split is 29/100 structural and 2/100 already moving.

The market reads peak — home values rose 3.4% year on year, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 76% owner-occupied to 24% rented. 9.7% of residents fall below the poverty threshold. Vacancy runs 23.5%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 35% of tenant households. 3,224 residents call 38610 home, typically aged 40. On demographic stress specifically, 38610 scores 29/100. Home values center near $92,900, an affordability ratio of 2.3× — accessible. Households earn a median $43,854 — below the roughly $78,000 national figure. The ZIP holds roughly 1,243 housing units. About 10% have a four-year degree.

Net-net, 38610 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 38610 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38610 can be compared directly against any other ZIP in Tippah County, Mississippi or nationwide. The score is rebuilt from public data as it updates, so 38610 reflects the current record instead of a stale or modeled snapshot.

Behind 38610's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 38610 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

13/100
Composite stress
29/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 38610

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk35
Another 9 scored dimensions sit behind 38610

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 38610 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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