ZIP 38650 Foreclosure, Tax-Lien & Distress Report

ZIP code 38650 in Union County, Mississippi carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (75/100), structural risk (33/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (5/100) register low. The latent-versus-live split is 33/100 structural and 2/100 already moving.

The peak-phase market in 38650 posted values that rose 3.6% over the year, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 1,884 housing units. About 14% have a four-year degree. The typical home is worth about $184,900 (2.6× income, relatively affordable). The demographic-stress sub-score lands at 26/100. 72% of housing is owner-occupied. The vacancy rate is 21.7% — elevated. Roughly 12.1% live below the poverty line. Rent burden reaches 7% of tenant households. Population is roughly 5,072 with a median age of 36. At $70,794, median income runs near typical U.S. levels.

On the whole, 38650 leans distressed, with opportunity clustered in specific stressed parcels. While 38650 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 38650 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38650 can be compared directly against any other ZIP in Union County, Mississippi or nationwide. Nothing here is interpolated — where a source is thin for 38650, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 38650's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 38650 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.