ZIP 38841 Foreclosure, Tax-Lien & Distress Report
Pontotoc County, Mississippi · Distress market
DLRadar grades ZIP 38841 (Pontotoc County, Mississippi) at a minimal 12/100 for overall property distress. What sets it apart are the readings on construction/permit lag (42/100), structural risk (25/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Structural exposure scores 25 and live distress 1 on the 0–100 scale.
The market reads peak — home values rose 3.8% year on year, and 33% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.
4,057 residents call 38841 home, typically aged 31. The vacancy rate is 8.3%. There are about 1,656 housing units across 38841. Around 11% of adults hold a bachelor's degree or higher. 70% of housing is owner-occupied. The poverty rate is 15.1%. Home values center near $205,900, an affordability ratio of 3.3× — accessible. On demographic stress specifically, 38841 scores 31/100. Around 25% of renters are cost-burdened. Households earn a median $54,684 — below the roughly $78,000 national figure.
Net-net, 38841 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 38841 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The 38841 read uses the identical public-record model applied coast to coast, which means its 12/100 score means exactly what it means anywhere else, and 38841 stays directly comparable to neighboring ZIPs and the rest of Pontotoc County, Mississippi. Every figure is auditable to a public dataset and refreshed on ingest; 38841 shows blanks, not estimates, wherever the record is sparse.
The 12/100 figure for 38841 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 38841 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 38841 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
38841 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Pontotoc County ZIP codes
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Open the complete 38841 acquisition file
See who owns each distressed property in 38841, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology