ZIP 38841 Property Distress & Foreclosure Data

Composite property distress in 38841 (Pontotoc County, Mississippi) lands at 10/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (21/100), structural risk (20/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Structural exposure scores 20 and live distress 1 on the 0–100 scale.

The peak-phase market in 38841 posted values that rose 4.7% over the year, and 33% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 4,057 with a median age of 31. Vacancy runs 8.3%. There are about 1,656 housing units across 38841. About 11% have a four-year degree. The tenure split is 70% owner-occupied to 30% rented. Roughly 15.1% live below the poverty line. A median home runs $205,900 here, or 3.3 times local income. On demographic stress specifically, 38841 scores 31/100. Rent burden reaches 25% of tenant households. Households earn a median $54,684 — below the roughly $78,000 national figure.

On balance 38841 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.