ZIP 38061 Foreclosure, Tax-Lien & Distress Report

Mcnairy County, Tennessee's ZIP 38061 registers 24/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on construction/permit lag (100/100), structural risk (52/100), institutional ownership (33/100). By contrast, institutional ownership (33/100) and mortgage stress (17/100) register low. Structurally it carries 52/100, against 5/100 of stress already in motion.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

1,014 residents call 38061 home, typically aged 43. DLRadar's demographic-stress index for the area reads 29/100. 78% of housing is owner-occupied. Around 14% of renters are cost-burdened. The ZIP holds roughly 530 housing units. The poverty rate is 17.1% — high, a tax-stress and distress correlate. The vacancy rate is 19.4% — elevated. About 10% have a four-year degree. Home values center near $155,400, an affordability ratio of 3.3× — accessible. Households earn a median $39,261 — below the roughly $78,000 national figure.

On the whole, 38061 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 38061 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38061 can be compared directly against any other ZIP in Mcnairy County, Tennessee or nationwide. The score is rebuilt from public data as it updates, so 38061 reflects the current record instead of a stale or modeled snapshot.

38061's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 38061 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.