ZIP 38041 Foreclosure, Tax-Lien & Distress Report
Lauderdale County, Tennessee · High Vacancy market
In Lauderdale County, Tennessee, ZIP 38041 scores 23 of 100 for composite distress, a low level on DLRadar's distress index. Latent structural risk is 51/100 while live distress already moving reads 6/100. Property-level stress concentrates in structural risk (51/100), institutional ownership (43/100), construction/permit lag (26/100). On the quiet end sit construction/permit lag (26/100) and mortgage stress (19/100). Climate and flood risk are elevated too — climate & FEMA risk (66/100), flood (NFIP) exposure (66/100).
The peak-phase market in 38041 posted values that rose 2.8% over the year (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 1,221 housing units. The poverty rate is 23.4% — high, a tax-stress and distress correlate. The typical home is worth about $95,500 (2.0× income, relatively affordable). Around 6% of adults hold a bachelor's degree or higher. The vacancy rate is 22.5% — elevated. The demographic-stress sub-score lands at 32/100. About 4,328 people live here, median age 38. Median household income is $45,969, below the U.S. median near $78,000. Owners hold 73% of homes, renters 27%. Rent burden reaches 45% of tenant households.
Net-net, 38041 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 38041 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 38041 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Lauderdale County, Tennessee and the nation. Nothing here is interpolated — where a source is thin for 38041, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
38041's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 38041 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 38041
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 38041 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Lauderdale County ZIPs near 38041
Nearest ZIP codes to 38041
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Lauderdale County, Tennessee
Other reports tied to Lauderdale County, Tennessee — ZIP, county and statewide.
The complete 38041 distress and acquisition report
See who owns each distressed property in 38041, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology