ZIP 38041 Property Distress & Foreclosure Data

ZIP code 38041 in Lauderdale County, Tennessee carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 58 and live distress 6 on the 0–100 scale. What sets it apart are the readings on structural risk (58/100), construction/permit lag (50/100), institutional ownership (47/100). mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (69/100), climate & FEMA risk (66/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, at 28/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 1,221 housing units across 38041. The poverty rate is 23.4% — high, a tax-stress and distress correlate. The typical home is worth about $95,500 (2.0× income, relatively affordable). Around 6% of adults hold a bachelor's degree or higher. Vacancy runs 22.5%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 32/100. 4,328 residents call 38041 home, typically aged 38. At $45,969, median income runs below typical U.S. levels. 73% of housing is owner-occupied. Rent burden reaches 45% of tenant households.

Taken together, 38041 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.