Lauderdale County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lauderdale County, TN distress report, 2026: 4 ZIPs scored in Lauderdale, TN, Lauderdale, TN average 22/100; the top Lauderdale, TN ZIP is 38040 at 24/100; Lauderdale, TN market phase peak, Lauderdale, TN prices +2.8% year over year.
- Lauderdale, TN ranks #2,086 nationally (opportunity index); Lauderdale, TN #64 in Tennessee; Lauderdale, TN index 27.4.
- Lauderdale, TN: no CFPB county sample; Lauderdale, TN non-metro area reading 1.3%.
- Lauderdale, TN ZIP phases: 4 peak.
- Lauderdale, TN residential listings tracked: 3 across 3 ZIPs; Lauderdale, TN candidate listings 3.
- Lauderdale, TN HUD assisted properties: 3 with 111 units.
- Lauderdale, TN lenders on watch: 5; largest Lauderdale, TN footprint Security Bank&Trust Co (3 branches).
- Lauderdale, TN most distressed ZIP: 38040 at 24/100.
Lauderdale, TN figures: DLRadar distress index; Lauderdale, TN inputs: CFPB, FHFA, HUD, FDIC; Lauderdale, TN rebuilt as sources refresh.
| Rank | Lauderdale, TN ZIP | Score |
|---|---|---|
| 1 | 38040 | 24/100 |
| 2 | 38041 | 23/100 |
| 3 | 38063 | 22/100 |
| 4 | 38037 | 20/100 |
Most distressed Lauderdale, TN ZIPs (0-100, 2026)
Mortgage delinquency around Lauderdale, TN
No CFPB county sample covers Lauderdale, TN; the non-metro area reading for Lauderdale, TN: 1.3% ninety-plus; Lauderdale, TN area thirty-to-eighty-nine 3.3% (December 2025, Lauderdale, TN); Tennessee overall 0.9%.
Opportunity index: Lauderdale, TN
Lauderdale, TN index 27.4, Lauderdale, TN phase weak; Lauderdale, TN primary driver vacancy, Lauderdale, TN second driver bank institutional. Lauderdale, TN components: property stress 20.9, foreclosure pressure 20.7, listing discounts 20.2, bank stress 55.8, insurance 0.0; Lauderdale, TN pulse 31.6; Lauderdale, TN capital opportunity 21.1; Lauderdale, TN seven-day change -0.6%.
ZIP market phases inside Lauderdale, TN
4 Lauderdale, TN ZIPs carry a price-cycle phase; Lauderdale, TN ZIPs by phase (Lauderdale, TN), deepest drawdown first: peak, +2.8% YoY (Lauderdale, TN): 38037, 38041, 38063; peak, +3.4% YoY (Lauderdale, TN): 38040.
Residential listings by Lauderdale, TN ZIP
Lauderdale, TN ZIPs with the most tracked Lauderdale, TN residential listings: 38063 3 listings, 3 candidates, bank pressure 65; 38040 0 listings, 0 candidates, bank pressure 60; 38041 0 listings, 0 candidates, bank pressure 62. Lauderdale, TN totals: 3 listings; Lauderdale, TN candidates 3; active ZIPs 0.
HUD assisted housing in Lauderdale, TN
3 assisted properties with 111 units sit in Lauderdale, TN; largest Lauderdale, TN properties: Ripley Meadows Apartments (Ripley) 66 units, 66 assisted; Ripley Meadows First Addition (Ripley) 30 units, 30 assisted; Gates Apartments (Gates) 15 units, 15 assisted in Lauderdale, TN.
Lenders with branches in Lauderdale, TN
Lauderdale, TN lenders by branch count: Security Bank&Trust Co (Lauderdale, TN): stress 56, 3 branches low in Lauderdale, TN; Bank Of Halls (Lauderdale, TN): stress 78, 2 branches low in Lauderdale, TN; Lauderdale County Bank (Lauderdale, TN): stress 74, 2 branches low in Lauderdale, TN; Banktennessee (Lauderdale, TN): stress 70, 1 branch low in Lauderdale, TN; Bank Of Crockett (Lauderdale, TN): stress 61, 1 branch low in Lauderdale, TN.
Vacancy and permits, Lauderdale, TN
1,378 of 10,703 Lauderdale, TN housing units are vacant; Lauderdale, TN permits, twelve months: 0 multifamily units in Lauderdale, TN, 26 one-to-four unit units.
Work Lauderdale, TN at the parcel level
Every Lauderdale, TN parcel carries owner and address; every Lauderdale, TN parcel carries APN; Lauderdale, TN distress scores sit on the Lauderdale, TN live board.
Lauderdale, TN figures refresh with each source.
Lauderdale, TN questions
Most distressed ZIP code in Lauderdale County, TN?
ZIP 38040 leads Lauderdale, TN at 24/100; next in Lauderdale, TN: 38041 at 23/100; the Lauderdale, TN average is 22/100.
Where does Lauderdale County, TN rank for investment opportunity?
Lauderdale, TN is #2,086 among all ranked counties, #64 in Tennessee; the Lauderdale, TN driver is vacancy; Lauderdale, TN moved down 283 places.
How many mortgages are delinquent in Lauderdale County, TN?
Lauderdale, TN takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Lauderdale, TN.
Which banks lend in Lauderdale County, TN?
5 watched lenders hold Lauderdale, TN branches; the largest Lauderdale, TN footprints are Security Bank&Trust Co (3), Bank Of Halls (2), Lauderdale County Bank (2).
More on Lauderdale, TN
Lauderdale County, TN distress report: public-record figures for Lauderdale, TN; not legal advice for Lauderdale, TN; not tax or investment advice; verify every Lauderdale, TN record before acting.