Fayette County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Fayette County, TN distress report, 2026: 15 ZIPs scored in Fayette, TN, Fayette, TN average 19/100; the top Fayette, TN ZIP is 38002 at 25/100; Fayette, TN market phase peak, Fayette, TN prices +1.2% year over year.
- Fayette, TN ranks #2,921 nationally (opportunity index); Fayette, TN #94 in Tennessee; Fayette, TN index 23.7.
- Fayette, TN: no CFPB county sample; Fayette, TN metro area reading 1.4%.
- Fayette, TN ZIP phases: 15 peak.
- Fayette, TN residential listings tracked: 1 across 9 ZIPs; Fayette, TN candidate listings 0.
- Fayette, TN HUD assisted properties: 3 with 104 units.
- Fayette, TN lenders on watch: 2; largest Fayette, TN footprint Bank Of Fayette County (7 branches).
- Fayette, TN most distressed ZIP: 38002 at 25/100.
Fayette, TN figures: DLRadar distress index; Fayette, TN inputs: CFPB, FHFA, HUD, FDIC; Fayette, TN rebuilt as sources refresh.
| Rank | Fayette, TN ZIP | Score |
|---|---|---|
| 1 | 38002 | 25/100 |
| 2 | 38017 | 22/100 |
| 3 | 38028 | 21/100 |
| 4 | 38049 | 20/100 |
| 5 | 38069 | 20/100 |
| 6 | 38042 | 18/100 |
| 7 | 38036 | 17/100 |
| 8 | 38046 | 17/100 |
| 9 | 38057 | 17/100 |
| 10 | 38060 | 17/100 |
| 11 | 38066 | 17/100 |
| 12 | 38068 | 17/100 |
Most distressed Fayette, TN ZIPs (0-100, 2026)
Mortgage delinquency around Fayette, TN
No CFPB county sample covers Fayette, TN; the metro area reading for Fayette, TN (Memphis, TN-MS-AR): 1.4% ninety-plus; Fayette, TN area thirty-to-eighty-nine 3.5% (December 2025, Fayette, TN); Tennessee overall 0.9%.
Opportunity index: Fayette, TN
Fayette, TN index 23.7, Fayette, TN phase weak; Fayette, TN primary driver bank institutional, Fayette, TN second driver vacancy. Fayette, TN components: property stress 14.6, foreclosure pressure 15.4, listing discounts 23.3, bank stress 57.5, insurance 0.0; Fayette, TN pulse 25.6; Fayette, TN capital opportunity 20.8; Fayette, TN seven-day change +0.6%.
ZIP market phases inside Fayette, TN
15 Fayette, TN ZIPs carry a price-cycle phase; Fayette, TN ZIPs by phase (Fayette, TN), deepest drawdown first: peak, +1.2% YoY (Fayette, TN): 38002, 38017, 38028, 38036, Fayette, TN 38046, 38049, 38057, 38060, Fayette, TN 38066, 38068, 38076; peak, +2.1% YoY (Fayette, TN): 38039; peak, +2.6% YoY (Fayette, TN): 38042, 38069, 38075.
Residential listings by Fayette, TN ZIP
Fayette, TN ZIPs with the most tracked Fayette, TN residential listings: 38068 1 listings, 0 candidates, bank pressure 53; 38028 0 listings, 0 candidates, bank pressure 63; 38036 0 listings, 0 candidates, bank pressure 53; 38046 0 listings, 0 candidates, bank pressure 53 (Fayette, TN); 38049 0 listings, 0 candidates, bank pressure 59; 38057 0 listings, 0 candidates, bank pressure 53; 38060 0 listings, 0 candidates, bank pressure 53; 38066 0 listings, 0 candidates, bank pressure 53. Fayette, TN totals: 1 listings; Fayette, TN candidates 0; active ZIPs 1.
HUD assisted housing in Fayette, TN
3 assisted properties with 104 units sit in Fayette, TN; largest Fayette, TN properties: Oakwood Manor (Somerville) 48 units, 48 assisted; Layton Meadows Apartments (Gallaway) 32 units, 32 assisted; St. Mark Village Apts (Moscow) 24 units, 23 assisted in Fayette, TN.
Lenders with branches in Fayette, TN
Fayette, TN lenders by branch count: Bank Of Fayette County (Fayette, TN): stress 74, 7 branches low in Fayette, TN; Firstbank (Fayette, TN): stress 55, 1 branch low in Fayette, TN.
Vacancy and permits, Fayette, TN
1,284 of 18,494 Fayette, TN housing units are vacant; Fayette, TN permits, twelve months: 0 multifamily units in Fayette, TN, 428 one-to-four unit units.
Work Fayette, TN at the parcel level
Every Fayette, TN parcel carries owner and address; every Fayette, TN parcel carries APN; Fayette, TN distress scores sit on the Fayette, TN live board.
Fayette, TN figures refresh with each source.
Fayette, TN questions
Most distressed ZIP code in Fayette County, TN?
ZIP 38002 leads Fayette, TN at 25/100; next in Fayette, TN: 38017 at 22/100; the Fayette, TN average is 19/100.
Where does Fayette County, TN rank for investment opportunity?
Fayette, TN is #2,921 among all ranked counties, #94 in Tennessee; the Fayette, TN driver is bank institutional; Fayette, TN moved up 76 places.
How many mortgages are delinquent in Fayette County, TN?
Fayette, TN takes the metro area reading of 1.4% for December 2025; no CFPB county sample covers Fayette, TN.
Which banks lend in Fayette County, TN?
2 watched lenders hold Fayette, TN branches; the largest Fayette, TN footprints are Bank Of Fayette County (7), Firstbank (1).
More on Fayette, TN
Fayette County, TN distress report: public-record figures for Fayette, TN; not legal advice for Fayette, TN; not tax or investment advice; verify every Fayette, TN record before acting.