Story Bk Dba Story Finl Part (FDIC #57069): Bank Stress & Real-Estate Credit Exposure
Story Bk Dba Story Finl Part (FDIC Cert #57069): bank stress 71/100, elevated, STABLE over 7 days; parent STORY BANCSHARES.
Story Bk Dba Story Finl Part (#57069) lends in 7 counties across 3 states; Story Bk Dba Story Finl Part (#57069) reaches 134 ZIP codes: Mississippi 5 counties, 68 ZIPs; Tennessee 1 county, 41 ZIPs; Alabama 1 county, 25 ZIPs.
Story Bk Dba Story Finl Part (#57069) largest markets: Shelby County, TN (41 branches, 41 ZIPs) (#57069), Madison County, AL (25 branches, 25 ZIPs) (#57069), Hinds County, MS (24 branches, 24 ZIPs) (#57069), Rankin County, MS (14 branches, 14 ZIPs) (#57069), Lafayette County, MS (13 branches, 13 ZIPs) (#57069), Madison County, MS (12 branches, 12 ZIPs) (#57069).
Story Bk Dba Story Finl Part (#57069) reports $1.01 billion in total assets; Story Bk Dba Story Finl Part (#57069) equity $106.1 million (10.5% of Story Bk Dba Story Finl Part (#57069) assets); Story Bk Dba Story Finl Part (#57069) domestic deposits $890.4 million; Story Bk Dba Story Finl Part (#57069) net income $4.3 million; Story Bk Dba Story Finl Part (#57069) return on assets 0.88%; Story Bk Dba Story Finl Part (#57069) return on equity 8.36%; Story Bk Dba Story Finl Part (#57069) net interest income $17.3 million; Story Bk Dba Story Finl Part (#57069) call report June 30, 2026.
Story Bk Dba Story Finl Part (#57069) noncurrent real-estate loans: none reported; Story Bk Dba Story Finl Part (#57069) net charge-offs on real estate 0.47%; Story Bk Dba Story Finl Part (#57069) residential charge-offs 1.20%.
Story Bk Dba Story Finl Part (#57069) net interest margin 3.71% against an eight-quarter Story Bk Dba Story Finl Part (#57069) average of 3.52% (Story Bk Dba Story Finl Part (#57069) compression -0.19 points); Story Bk Dba Story Finl Part (#57069) non-residential real estate 120.0% of equity; Story Bk Dba Story Finl Part (#57069) rate-exposure score 40/100, Story Bk Dba Story Finl Part (#57069) fixed-rate trap 40/100; Story Bk Dba Story Finl Part (#57069) risk type credit driven; Story Bk Dba Story Finl Part (#57069) rate regime rates elevated, Story Bk Dba Story Finl Part (#57069) snapshot October 19, 2026.
Story Bk Dba Story Finl Part (#57069) stress score moved from 69.2 on June 22, 2026 to 71.1 on October 19, 2026; Story Bk Dba Story Finl Part (#57069) ranged 69.2 to 71.1 over 116 snapshots.
Story Bk Dba Story Finl Part (#57069) alerts: 7 counties; top Story Bk Dba Story Finl Part (#57069) alert scores: Jackson County, MS 50 (moderate); Flowood County, MS 23 (low); Huntsville County, MS 23 (low); Memphis County, MS 23 (low); Oxford County, MS 23 (low).