First Nb Of Pulaski (FDIC #15572): Bank Stress & Real-Estate Credit Exposure
First Nb Of Pulaski (FDIC Cert #15572): bank stress 62/100, elevated, STABLE over 7 days; parent FIRST PULASKI NATIONAL CORP.
First Nb Of Pulaski (#15572) lends in 6 counties across 2 states; First Nb Of Pulaski (#15572) reaches 85 ZIP codes: Alabama 3 counties, 54 ZIPs; Tennessee 3 counties, 31 ZIPs.
First Nb Of Pulaski (#15572) largest markets: Madison County, AL (50 branches, 25 ZIPs) (#15572), Cullman County, AL (19 branches, 19 ZIPs) (#15572), Giles County, TN (85 branches, 17 ZIPs) (#15572), Limestone County, AL (30 branches, 15 ZIPs) (#15572), Lincoln County, TN (24 branches, 12 ZIPs) (#15572), Marshall County, TN (12 branches, 12 ZIPs) (#15572).
First Nb Of Pulaski (#15572) reports $1.50 billion in total assets; First Nb Of Pulaski (#15572) equity $150.7 million (10.0% of First Nb Of Pulaski (#15572) assets); First Nb Of Pulaski (#15572) domestic deposits $1.33 billion; First Nb Of Pulaski (#15572) net income $10.5 million; First Nb Of Pulaski (#15572) return on assets 1.40%; First Nb Of Pulaski (#15572) return on equity 14.38%; First Nb Of Pulaski (#15572) net interest income $27.0 million; First Nb Of Pulaski (#15572) call report June 30, 2026.
First Nb Of Pulaski (#15572) noncurrent real-estate loans 0.05% of its book; First Nb Of Pulaski (#15572) residential -0.03%; First Nb Of Pulaski (#15572) net charge-offs on real estate 0.27%.
First Nb Of Pulaski (#15572) net interest margin 3.79% against an eight-quarter First Nb Of Pulaski (#15572) average of 3.58% (First Nb Of Pulaski (#15572) compression -0.21 points); First Nb Of Pulaski (#15572) real-estate loans 5.0% of equity; First Nb Of Pulaski (#15572) rate-exposure score 40/100, First Nb Of Pulaski (#15572) fixed-rate trap 40/100; First Nb Of Pulaski (#15572) risk type credit driven; First Nb Of Pulaski (#15572) rate regime rates elevated, First Nb Of Pulaski (#15572) snapshot October 19, 2026.
First Nb Of Pulaski (#15572) stress score moved from 63.5 on June 22, 2026 to 62.4 on October 19, 2026; First Nb Of Pulaski (#15572) ranged 62.4 to 63.5 over 116 snapshots.
First Nb Of Pulaski (#15572) alerts: 6 counties; top First Nb Of Pulaski (#15572) alert scores: Madison County, TN 43 (moderate); Athens County, TN 21 (low); Cullman County, TN 21 (low); Fayetteville County, TN 21 (low); Lewisburg County, TN 21 (low).