Lincoln County, TN: Foreclosures, Tax Liens & Distressed Properties
Lincoln County, TN, Tennessee: 12 ZIP codes scored, Lincoln County, TN averaging 21/100 (low, Lincoln, TN), from 19 to 25. Lincoln County, TN is in its peak phase (Lincoln, TN confidence 19/100): Lincoln, TN home prices up 2.0% (Lincoln, TN) over twelve months. Lincoln County, TN lender headwind: 37/100.
Highest-scoring Lincoln County, TN ZIPs: 38478 (25/100), 38449 (23/100), 38453 (22/100), 37047 (21/100), 37144 (21/100), 37328 (21/100). Also scored in Lincoln County, TN: 37335, 37348, 38459, 38488, 37334, 37359.
Across Lincoln County, TN's scored ZIPs: median home value $263,292, household income $61,922, 12.8% vacancy, 15.0% poverty, 82% owner-occupied, median age 43.4.
Lincoln County, TN insurance distress 54/100 (#1,025 in the US); FEMA hazard 40/100 for Lincoln, TN; 6 federal disaster declarations in Lincoln County, TN since 2023; 3 Lincoln, TN NFIP flood claims, $92K paid; Lincoln, TN construction distress 34/100.
7 banks with 10 branches lend in Lincoln County, TN; Lincoln, TN weighted bank stress 57/100, highest 87/100 in Lincoln, TN.
Lincoln County, TN unemployment 3.9% (Lincoln, TN +0.1 pts, six months); 181 new housing units permitted in Lincoln County, TN over twelve months, Lincoln, TN up 18% from 153; Lincoln, TN home prices +12.1% a year (Lincoln, TN) over three years.
16,291 housing units in Lincoln County, TN; 3,351 Lincoln, TN renter households; 34% of Lincoln, TN renters spend 30%+ of income on rent, 13% (Lincoln, TN) half or more.
Lincoln County, TN ranks #2,689 nationally on the opportunity index (Lincoln, TN, among all ranked counties); Lincoln, TN scores 25.0/100 and Lincoln, TN sits #89 inside Tennessee. Lincoln, TN is in the weak opportunity phase; Lincoln, TN's primary driver is bank institutional, Lincoln, TN second driver vacancy; Lincoln, TN moved up 100 places. 4 short-sale listings across Lincoln, TN; 73 days on market observed in Lincoln, TN; 9.3% vacancy over 12 Lincoln, TN ZIPs.
No CFPB county sample covers Lincoln County, TN. The non-metro area reading for Lincoln, TN: 1.3% ninety-plus days late; Lincoln, TN's thirty-to-eighty-nine share is 3.3% (Lincoln, TN, December 2025 data); Tennessee overall 0.9%.
Lincoln County, TN has 4 watched banks; 4 Lincoln, TN banks sit in an elevated band. Lincoln, TN footprints: Bank Of Lincoln County (3 branches, stress 42) in Lincoln, TN; First Nb Of Pulaski (2 branches, stress 62) in Lincoln, TN; Firstbank (1 branch, stress 55) in Lincoln, TN.
HUD lists 1 assisted multifamily property in Lincoln County, TN with 54 units; 53 Lincoln, TN units are assisted, 1 Lincoln, TN properties under project-based Section 8.
1,442 of the 16,291 housing units in Lincoln, TN sit vacant. Lincoln County, TN permitted 0 multifamily units in twelve months; Lincoln, TN's one-to-four unit structures added 181 units in Lincoln County, TN.
Top Lincoln County ZIP codes by stress score
What else sits behind this data
Start wide, finish narrow: national scoring, institutional pressure, per-ZIP signals, then owners, lenders and closing.
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