ZIP 37144 Property Distress & Foreclosure Data

Composite property distress in 37144 (Lincoln County, Tennessee) lands at 23/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (55/100), structural risk (53/100), institutional ownership (40/100). mortgage stress (16/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (63/100). On the structural side it scores 53/100, with 5/100 of stress already active.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 31% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 1,446 housing units. 2,941 residents call 37144 home, typically aged 47. The demographic-stress sub-score lands at 29/100. Around 17% of adults hold a bachelor's degree or higher. The poverty rate is 9.7%. 84% of housing is owner-occupied. At $66,016, median income runs below typical U.S. levels. The typical home is worth about $238,100 (3.2× income, relatively affordable). Around 46% of renters are cost-burdened. The vacancy rate is 5.6%.

Overall, 37144 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.