ZIP 37144 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 37144 in Lincoln County, Tennessee comes in at 21, a low composite-distress reading. Its standout signals are structural risk (47/100), construction/permit lag (38/100), institutional ownership (36/100). On the quiet end sit institutional ownership (36/100) and mortgage stress (16/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (62/100). The latent-versus-live split is 47/100 structural and 5/100 already moving.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 31% higher over three years, at 19/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 1,446 housing units. Population is roughly 2,941 with a median age of 47. DLRadar's demographic-stress index for the area reads 29/100. Educational attainment sits at 17% bachelor's-or-above. Roughly 9.7% live below the poverty line. The tenure split is 84% owner-occupied to 16% rented. At $66,016, median income runs below typical U.S. levels. A median home runs $238,100 here, or 3.2 times local income. Around 46% of renters are cost-burdened. Vacancy runs 5.6%.

Net-net, 37144 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 37144's 21/100 can be lined up against any neighbor in Lincoln County, Tennessee or any ZIP coast to coast. Where the public record is thin for 37144, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 for 37144 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 37144 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.