ZIP 37019 Foreclosure, Tax-Lien & Distress Report

In Marshall County, Tennessee, ZIP 37019 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (61/100). Its standout signals are structural risk (47/100), construction/permit lag (41/100), institutional ownership (36/100). By contrast, institutional ownership (36/100) and mortgage stress (16/100) register low. Latent structural risk is 47/100 while live distress already moving reads 5/100.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, at 19/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 247 housing units. Owners hold 71% of homes, renters 29%. Home values center near $274,000, an affordability ratio of 5.9×. Median household income is $43,889, below the U.S. median near $78,000. Vacancy runs 11.0%. The poverty rate is 0.0% — low. The demographic-stress sub-score lands at 30/100. Rent burden reaches 0% of tenant households. 618 residents call 37019 home, typically aged 41. Educational attainment sits at 22% bachelor's-or-above.

Net-net, 37019 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 37019 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 37019 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 37019, the field stays empty rather than modeled, and fills in as new documents post.

37019's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 37019 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.