ZIP 38459 Foreclosure, Tax-Lien & Distress Report

ZIP 38459's composite property-distress score is 22/100 - DLRadar classes that as low for Lincoln County, Tennessee. Environmental exposure also runs high (flood (NFIP) exposure (73/100)). The split runs 49/100 structural to 5/100 active on the ground. Its standout signals are structural risk (49/100), institutional ownership (39/100), construction/permit lag (38/100). By contrast, construction/permit lag (38/100) and mortgage stress (17/100) register low.

The peak-phase market in 38459 posted values that rose 2.1% over the year (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $85,000 — near the roughly $78,000 national figure. Rent burden reaches 0% of tenant households. Home values center near $311,100, an affordability ratio of 3.0× — accessible. Educational attainment sits at 26% bachelor's-or-above. The poverty rate is 5.0% — low. DLRadar's demographic-stress index for the area reads 22/100. The vacancy rate is 29.9% — elevated. About 497 people live here, median age 34. The tenure split is 89% owner-occupied to 11% rented. The ZIP holds roughly 276 housing units.

On the whole, 38459 leans distressed, with opportunity clustered in specific stressed parcels. 38459 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 38459 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Lincoln County, Tennessee and the nation. Nothing here is interpolated — where a source is thin for 38459, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 38459 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Practically, 38459 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.