ZIP 38459 Property Distress & Foreclosure Data

Composite property distress in 38459 (Lincoln County, Tennessee) lands at 25/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100). The latent-versus-live split is 56/100 structural and 5/100 already moving. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (56/100), institutional ownership (43/100). By contrast, mortgage stress (17/100) register low.

The market reads peak — home values rose 3.3% year on year (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Median household income is $85,000, near the U.S. median near $78,000. Around 0% of renters are cost-burdened. Home values center near $311,100, an affordability ratio of 3.0× — accessible. Educational attainment sits at 26% bachelor's-or-above. 5.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 22/100. The vacancy rate is 29.9% — elevated. About 497 people live here, median age 34. Owners hold 89% of homes, renters 11%. The ZIP holds roughly 276 housing units.

Net-net, 38459 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.