ZIP 38488 Foreclosure, Tax-Lien & Distress Report
Lincoln County, Tennessee · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 38488 in Lincoln County, Tennessee comes in at 21, a low composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (73/100)). Latent structural risk is 47/100 while live distress already moving reads 5/100. Leading the profile are structural risk (47/100), institutional ownership (38/100), construction/permit lag (32/100). On the quiet end sit construction/permit lag (32/100) and mortgage stress (16/100).
The peak-phase market in 38488 posted values that rose 2.0% over the year, and 36% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Around 12% of renters are cost-burdened. About 21% have a four-year degree. At $64,630, median income runs below typical U.S. levels. Population is roughly 1,931 with a median age of 52. The ZIP holds roughly 1,085 housing units. The vacancy rate is 13.8% — elevated. A median home runs $261,500 here, or 3.8 times local income. On demographic stress specifically, 38488 scores 28/100. Roughly 22.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 87% of homes, renters 13%.
Taken together, 38488 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 38488 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 38488's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 38488, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 21/100 for 38488 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 38488 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 38488
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
38488 at a glance
A live read on 38488: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Lincoln County
Nearest ZIP codes to 38488
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Tennessee distress
Further distress data across Lincoln County, Tennessee at ZIP, county and state level.
See every distressed parcel in 38488
See who owns each distressed property in 38488, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology