ZIP 38449 Property Distress & Foreclosure Data

DLRadar grades ZIP 38449 (Lincoln County, Tennessee) at a low 25/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (69/100). Property-level stress concentrates in construction/permit lag (62/100), structural risk (57/100), institutional ownership (44/100). mortgage stress (18/100) stay muted. Structural exposure scores 57 and live distress 5 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 11% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

3,255 residents call 38449 home, typically aged 47. Vacancy runs 15.8%, above the national norm and a classic distress-and-opportunity signal. 80% of housing is owner-occupied. At $65,671, median income runs below typical U.S. levels. The typical home is worth about $263,500 (3.3× income, relatively affordable). The poverty rate is 8.8%. Around 23% of adults hold a bachelor's degree or higher. There are about 1,384 housing units across 38449. The demographic-stress sub-score lands at 28/100. Rent burden reaches 28% of tenant households.

Taken together, 38449 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.