Lauderdale County, AL: Foreclosures, Tax Liens & Distressed Properties

Lauderdale County, AL, Alabama: 10 ZIP codes scored, Lauderdale County, AL averaging 34/100 (moderate, Lauderdale, AL), from 29 to 35. Lauderdale County, AL is in its expansion phase (Lauderdale, AL confidence 90/100): Lauderdale, AL home prices up 8.4% (Lauderdale, AL) over twelve months. Lauderdale County, AL lender headwind: 69/100.

Highest-scoring Lauderdale County, AL ZIPs: 35630 (35/100), 35632 (35/100), 35633 (35/100), 35634 (35/100), 35645 (35/100), 35648 (35/100). Also scored in Lauderdale County, AL: 35652, 35677, 35610, 35614.

Across Lauderdale County, AL's scored ZIPs: median home value $200,222, household income $60,725, 14.7% vacancy, 10.6% poverty, 80% owner-occupied, median age 39.9.

Lauderdale County, AL insurance distress 80/100 (#349 in the US); FEMA hazard 87/100 for Lauderdale, AL; 3 federal disaster declarations in Lauderdale County, AL since 2023 (3 hurricane); 4 Lauderdale, AL NFIP flood claims, $68K paid; Lauderdale, AL construction distress 86/100.

16 banks with 34 branches lend in Lauderdale County, AL; Lauderdale, AL weighted bank stress 70/100, highest 94/100 in Lauderdale, AL.

Lauderdale County, AL unemployment 3.9% (Lauderdale, AL +0.4 pts, six months); 190 new housing units permitted in Lauderdale County, AL over twelve months, Lauderdale, AL down 38% from 308; Lauderdale, AL home prices +11.8% a year (Lauderdale, AL) over three years.

44,936 housing units in Lauderdale County, AL; 12,473 Lauderdale, AL renter households; 34% of Lauderdale, AL renters spend 30%+ of income on rent, 17% (Lauderdale, AL) half or more.

Lauderdale County, AL ranks #258 nationally on the opportunity index (Lauderdale, AL, among all ranked counties); Lauderdale, AL scores 35.2/100 and Lauderdale, AL sits #9 inside Alabama. Lauderdale, AL is in the peak_opportunity opportunity phase; Lauderdale, AL's primary driver is construction, Lauderdale, AL second driver bank institutional; Lauderdale, AL moved down 73 places. 5 short-sale listings across Lauderdale, AL; 87 days on market observed in Lauderdale, AL; 12.9% vacancy over 10 Lauderdale, AL ZIPs.

No CFPB county sample covers Lauderdale County, AL. The non-metro area reading for Lauderdale, AL: 1.6% ninety-plus days late; Lauderdale, AL's thirty-to-eighty-nine share is 4.7% (Lauderdale, AL, December 2025 data); Alabama overall 1.1%.

Lauderdale County, AL has 9 watched banks; 9 Lauderdale, AL banks sit in an elevated band. Lauderdale, AL footprints: Bank Independent (7 branches, stress 77) in Lauderdale, AL; First Metro Bank (5 branches, stress 54) in Lauderdale, AL; First Southern Bank (3 branches, stress 94) in Lauderdale, AL.

HUD lists 12 assisted multifamily properties in Lauderdale County, AL with 1,066 units; 727 Lauderdale, AL units are assisted, 6 Lauderdale, AL properties under project-based Section 8.

5,678 of the 44,936 housing units in Lauderdale, AL sit vacant. Lauderdale County, AL permitted 24 multifamily units in twelve months; Lauderdale, AL's one-to-four unit structures added 166 units in Lauderdale County, AL.