ZIP 35630 Property Distress & Foreclosure Data

In Lauderdale County, Alabama, ZIP 35630 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (61/100), structural risk (57/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) register low. On the structural side it scores 57/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (73/100).

The market reads peak — home values rose 4.7% year on year, and 24% higher over three years (phase confidence 48/100). Topping markets hide individual distress behind strong averages.

Owners hold 44% of homes, renters 56%. 22.6% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 34/100. The ZIP holds roughly 17,575 housing units. Educational attainment sits at 28% bachelor's-or-above. Home values center near $174,800, an affordability ratio of 3.5× — accessible. Median household income is $44,168, below the U.S. median near $78,000. The vacancy rate is 15.2% — elevated. Around 32% of renters are cost-burdened. About 33,697 people live here, median age 35.

Net-net, 35630 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.