ZIP 35630 Foreclosure, Tax-Lien & Distress Report
Lauderdale County, Alabama · High Vacancy market
DLRadar grades ZIP 35630 (Lauderdale County, Alabama) at a low 28/100 for overall property distress. The pressure is most legible in structural risk (60/100), institutional ownership (58/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100) and construction/permit lag (16/100). The split runs 60/100 structural to 7/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (85/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (72/100)).
Prices here sit in a expansion phase: values rose 8.4% over the trailing year, and 24% higher over three years (phase confidence 90/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
44% of housing is owner-occupied. 22.6% of residents fall below the poverty threshold. On demographic stress specifically, 35630 scores 34/100. The ZIP holds roughly 17,575 housing units. Educational attainment sits at 28% bachelor's-or-above. Home values center near $174,800, an affordability ratio of 3.5× — accessible. Households earn a median $44,168 — below the roughly $78,000 national figure. The vacancy rate is 15.2% — elevated. Rent burden reaches 32% of tenant households. Population is roughly 33,697 with a median age of 35.
On the whole, 35630 leans distressed, with opportunity clustered in specific stressed parcels. While 35630 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 35630 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 35630, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 35630 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. Treat 35630 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 35630
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 35630 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Unlock the full ZIP 35630 acquisition report
Every distressed parcel in 35630 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology